85 N Gate, Atherton, CA 94027 Property Records

San Mateo County property record for 85 N Gate, Atherton, CA 94027

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,019 sqft · built 1935
Lot Size	0.211 acres (9,210 sqft)
Owner	Individual Name on Record
Last Sale	$5,850,000 (Jun 2025)
Tax Bill	$30,702 (2025)
Deeds & Mortgages	May 2023 Construction Loan Nov 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`070-103-220`

Property Details

APN / Parcel Number

Primary APN	`070-103-220`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,019 sqft Living Area
1st Floor Area	1,772 sqft
2nd Floor Area	1,247 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	9,210 sqft (0.211 acres)
Lot Dimensions	135 ft deep x 67 ft wide
Garage Area	160 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	85 N GATE
City	ATHERTON
State	CA
Zip	94027-4010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1000A
Legal Description	LOT 4 SELBY PARK RSM 11/32 33 TOWN OF ATHERTON
Legal Subdivision	SELBY PARK
Legal Lot Number	4
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	4
Census Block	4013
Census Tract	611400

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85 N GATE, ATHERTON, CA 94027-4010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Deed of Trust, Mortgage · Construction Mortgage PANTANO 2019 LIVING TRUST
Nov 22, 2021	Intrafamily Transfer, Transfer
Dec 24, 2018	Deed of Trust, Mortgage · ARM LUTHER BURBANK SAVINGS
Jan 23, 2018	Deed of Trust, Mortgage · Line of Credit AVIDBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2025 · Amount on Record
Deed Sale	Jun 6, 2025 · Amount on Record
Prior Sale	Apr 18, 2003 · Amount on Record
Deed Document Number	202528644
Prior Transfer Date	Nov 19, 2021
Prior Transfer Doc	0000161487
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	85 N GATE, ATHERTON, CA 94027-4010
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 N GATE, ATHERTON, CA 94027-4010

Mortgage

Document Number	0000023798
Date	May 19, 2023
Instrument	2023-023798

Lender

Name	PANTANO 2019 LIVING TRUST
Type	Private Party
Address	1069 ALAMEDA DE LAS PULGAS, BELMONT, CA 94002

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Nov 22, 2021
Property Address	85 N GATE, ATHERTON, CA 94027-4010
Document Number	0000161487
Map Reference	MB 11 PG 32&33
Instrument Date	Nov 19, 2021
Instrument	2021-161487
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	85 N GATE, ATHERTON, CA 94027-4010

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	85 N GATE, ATHERTON, CA 94027-4010
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100096
Date	Dec 24, 2018
Instrument	2018-100096

Lender

Name	LUTHER BURBANK SAVINGS
Type	Lending Institution
Address	SANTA ROSA, CA 95401

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jan 1, 2024
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	10.5%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	85 N GATE, ATHERTON, CA 94027-4010
Document Number	0000005619
Instrument Date	Jan 23, 2018
Transaction Type	Mortgage
Record Updated	Feb 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	85 N GATE ATHERTON CA 940274010, ATHERTON, CA 94027-4010

Mortgage

Document Number	0000005619
Date	Jan 29, 2018
Instrument	5619

Lender

Name	AVIDBANK
Type	Bank
Address	SAN JOSE, CA 95112

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atherton Town
County	San Mateo County
Elementary School District	Redwood City Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,967,000 (+121.7%) Land $3,468,000 Building $2,499,000
2025	$30,702.00 (+2.86%)	$2,691,428 (+4.04%) Land $1,115,211 Building $1,576,217
2023	$29,848.00 (+4.92%)	$2,586,918 Land $1,071,907 Building $1,515,011	$4,381,560
2022	$28,449.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1979–2019)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jan 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - BEAR GULCH private · serves 60,382 people · EPA ID CA4110006
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

Nearby Properties on N Gate

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures