85 Myrtle St, #89, Toccoa, GA 30577 Property Records

Stephens County property record for 85 Myrtle St, #89, Toccoa, GA 30577

Property Summary

Property TypeApartments (5+ Units)
Details3,630 sqft · built 2003
Lot Size1.17 acres (50,965 sqft)
Owner2 Individual Names on Record
Last Sale$186,000 (Dec 2019)
Tax Bill$3,110 (2025)
Deeds & MortgagesDec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNT34 037A

Property Details

APN / Parcel Number

Primary APNT34 037A
Alternative APN
  • 780205

Interior

Stories1 Story
Building Area3,630 sqft Total Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialShingle
Lot Area50,965 sqft (1.17 acres)
Garage Area819 sqft
Parking Spaces3 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number780205
Street Address85 MYRTLE ST # 89, 89
CityTOCCOA
StateGA
Zip30577-2839
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeRS
Legal DescriptionMYRTLE ST LOT
Legal SubdivisionRICHARD ROWELL SURV
JurisdictionSTEPHENS GA
Township / Civil DivisionTOCCOA
Census Block Group2
Census Block2032
Census Tract970102

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address89 MYRTLE ST, TOCCOA, GA 30577-2839
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 2019 · Amount on Record
Deed SaleDec 6, 2019 · Amount on Record
Deed Document Number0001196159
Deed Book / Page1196 / 159
Last Transfer DateDec 9, 2019
Transfer Doc0011960159
Record UpdatedJun 8, 2026

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTEPHENS GA
Recording DateDec 9, 2019
Property Address85 MYRTLE ST # 89, 89, TOCCOA, GA 30577-2839
Document Number0011960159
Book / Page001196 / 000159
Instrument DateDec 6, 2019
Transaction TypeTransfer
Record UpdatedDec 23, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$186.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 MYRTLE ST #89 TOCCOA GA 305772839, 89, TOCCOA, GA 30577-2839

Mortgage

Document Number11960161
DateDec 9, 2019
Book Page001196/000161
Lender
NameFIRST CITIZENS BK
TypeBank
AddressCOLUMBIA, SC 29211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 8, 2049

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,110.00 (-1.77%) Homeowner's exemption$115,301 (+6.4%) Land $5,550 Building $109,751$288,251 (+6.4%) Land $13,874 Building $274,377
2023$3,166.00 (+50.91%) Homeowner's exemption$108,368 (+53.74%) Land $5,550 Building $102,818$270,920 (+53.74%) Land $13,874 Building $257,046
2022$2,098.00 Homeowner's exemption$70,490 Land $5,550 Building $64,940$176,223 Land $13,874 Building $162,349

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOCCOA
serves 28,711 people · EPA ID GA2570001
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Haloacetic acids
resolved · Apr 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
TruVista Communications
Cable
500 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: Point Broadband.

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