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85 Mountain View Rd, Black Mountain, NC 28711 Property Records

Buncombe County property record for 85 Mountain View Rd, Black Mountain, NC 28711

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,973 sqft · built 2015
Lot Size0.44 acres (19,166 sqft)
OwnerCompany Name on Record
Last Sale$30,000 (Sep 2014)
Tax Bill$2,076 (2025)
Deeds & MortgagesApr 2021 Mortgage
Apr 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN737838-2020-202

Property Details

APN / Parcel Number

Primary APN737838-2020-202
Alternative APNs
  • 0618-67-5381-00000
  • 061802675216000
  • 008272871

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,973 sqft Living Area
Gross Area3,065 sqft
1st Floor Area1,092 sqft
Basement Area1,092 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleConventional
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area19,166 sqft (0.44 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number737838-2020-202
Street Address85 MOUNTAIN VIEW RD
CityBLACK MOUNTAIN
StateNC
Zip28711-9769
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionSUBDIV: CHRISTMONT LOT: 16 SECTION: 1A PLAT: 0030-0053
Legal SubdivisionCHRISTMONT
Legal Block3
Legal Lot Number16
JurisdictionBUNCOMBE NC
Township / Civil DivisionBLACK MOUNTAIN
Census Block Group3
Census Block3012
Census Tract3105

Owner

Source: Buncombe County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address85 MOUNTAIN VIEW RD, BLACK MOUNTAIN, NC 28711-9769
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
BLACK MOUNTAIN SAVINGS BANK SSB
Apr 3, 2017Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2014 · Amount on Record
Deed SaleSep 8, 2014 · Amount on Record
Deed Book / Page5241 / 114
Last Transfer DateNov 8, 2016
Transfer Doc0054901043
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address85 MOUNTAIN VIEW RD, BLACK MOUNTAIN, NC 28711-9769
Transaction TypeMortgage
Record UpdatedMay 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0060461617
DateApr 7, 2021
Book Page6046/1617
Lender
NameBLACK MOUNTAIN SAVINGS BANK SSB
TypeBank
AddressBLACK MOUNTAIN, NC 28711
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 1, 2041

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address85 MOUNTAIN VIEW RD, BLACK MOUNTAIN, NC 28711-9769
Document Number0055390640
Book / Page005539 / 000640
Instrument DateApr 3, 2017
Transaction TypeMortgage
Record UpdatedMay 22, 2017
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 MOUNTAIN VIEW RD BLACK MOUNTAIN NC 287119769, BLACK MOUNTAIN, NC 28711-9769

Mortgage

Document Number0055390640
DateApr 17, 2017
Book Page005539/000640
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,076.00$317,700 (-) Land $44,000 Building $273,700$317,700 (-) Land $44,000 Building $273,700
2023$1,921.00$317,700$317,700 (-) Land $44,000 Building $273,700
2021$317,700 Land $44,000 Building $273,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims4 (2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 70% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

4G LTE only, no 5G reported

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