85 Mountain Ridge Dr, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 85 Mountain Ridge Dr, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	3,536 sqft · built 1965
Lot Size	0.588 acres (25,613 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,500,000 (Oct 2025)
Tax Bill	$20,945 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Aug 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-02605-0000-00033`

Property Details

APN / Parcel Number

Primary APN	`14-02605-0000-00033`
Alternative APNs	`1400594A00021A` `140260500033`

Interior

Building Area	3,536 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Split Level
Lot Area	25,613 sqft (0.588 acres)

Location & Zoning

Old Parcel Number	1400594A00021A
Street Address	85 MOUNTAIN RIDGE DR
City	WAYNE
State	NJ
Zip	07470-4118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SUNRISE MANOR
Legal Block	2605
Legal Lot Number	33
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3001
Census Tract	246201

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 MOUNTAIN RIDGE DR, WAYNE, NJ 07470-4118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 29, 2022	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO
Sep 9, 2021	Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 28, 2018	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 9, 2019	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
May 29, 2020	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2025 · Amount on Record
Deed Sale	Oct 23, 2025 · Amount on Record
Prior Sale	Sep 9, 2021 · Amount on Record
Deed Document Number	202535980
Deed Book / Page	4989 / 277
Prior Transfer Date	Aug 23, 2022
Prior Transfer Doc	0000042385
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Oct 23, 2025
Property Address	85 MOUNTAIN RIDGE DR, WAYNE, NJ 07470-4118
Document Number	0000035980
Book / Page	D4989 / 277
Instrument Date	Oct 7, 2025
Instrument	2025035980
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CATIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	96 SUMMER AVE, NEWARK, NJ 07104-4812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 MOUNTAIN RIDGE DR, WAYNE, NJ 07470-4118

Mortgage

Document Number	0000035981
Date	Oct 23, 2025
Instrument	2025035981

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASSAIC NJ
Recording Date	Aug 29, 2022
Property Address	85 MOUNTAIN RIDGE DR, WAYNE, NJ 07470-4118
Document Number	0000042385
Book / Page	D4380 / 208
Instrument Date	Aug 23, 2022
Instrument	2022042385
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85 MOUNTAIN RIDGE DR, WAYNE, NJ 07470-4118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 MOUNTAIN RIDGE DR, WAYNE, NJ 07470-4118

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Sep 9, 2021
Property Address	85 MOUNTAIN RIDGE DR, WAYNE, NJ 07470-4118
Document Number	0000057463
Book / Page	D4126 / 236
Instrument Date	Sep 1, 2021
Instrument	2021057463
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	POLONIA TITLE AGCY LLC, POLONIA TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,255.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	197 HARDSLATE RD, BLUE RIDGE, GA 30513-5301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 MOUNTAIN RIDGE DR, WAYNE, NJ 07470-4118

Mortgage

Document Number	0000057464
Date	Sep 9, 2021
Instrument	2021057464

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	85 MOUNTAIN RIDGE DR, WAYNE, NJ 07470-4118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028767
Date	Jun 28, 2018
Book Page	M15079/0247
Instrument	2018028767

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	85 MOUNTAIN RIDGE DR, WAYNE, NJ 07470-4118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039707
Date	Sep 9, 2019
Book Page	M15696/0200
Instrument	2019039707

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	85 MOUNTAIN RIDGE DR, WAYNE, NJ 07470-4118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023480
Date	May 29, 2020
Book Page	M16178/164
Instrument	2020023480

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,200 (-) Land $110,100 Building $239,100	$349,200 (-) Land $110,100 Building $239,100
2025	$20,945.00 (+0.88%)	$349,200 (-) Land $110,100 Building $239,100	$349,200 (-) Land $110,100 Building $239,100
2024	$20,763.00 (+5.17%)
2023		$349,200 Land $110,100 Building $239,100	$349,200 Land $110,100 Building $239,100
2022	$19,743.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2007–2011)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on Mountain Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures