85 Mountain Rdg, Covington, GA 30016 Property Records

Newton County property record for 85 Mountain Rdg, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,489 sqft · built 2000
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on Record
Last Sale	$221,000 (Sep 2023)
Tax Bill	$2,588 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0047C-00000-153-000`

Property Details

APN / Parcel Number

Primary APN	`0047C-00000-153-000`
Alternative APNs	`0047C 153` `21681`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,489 sqft Heated Area
1st Floor Area	1,489 sqft
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,443 sqft (0.63 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	297 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21681
Old Parcel Number	0047C 153
Street Address	85 MOUNTAIN RDG
City	COVINGTON
State	GA
Zip	30016-7707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 225 MOUNTAINVIEW EST U
Legal Subdivision	MOUNTAINVIEW ESTATES
Legal Lot Number	225
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1020
Census Tract	100600

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85 MOUNTAIN RDG, COVINGTON, GA 30016-7707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Oct 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2023 · Amount on Record
Deed Sale	Sep 8, 2023 · Amount on Record
Prior Sale	Feb 29, 2000 · Amount on Record
Deed Document Number	0004547101
Deed Book / Page	4547 / 101
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Sep 8, 2023
Property Address	85 MOUNTAIN RDG, COVINGTON, GA 30016-7707
Document Number	0045470101
Book / Page	4547 / 101
Instrument Date	Aug 30, 2023
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.21
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 MOUNTAIN RDG, COVINGTON, GA 30016-7707

Mortgage

Document Number	0004547104
Date	Sep 8, 2023
Instrument	4547/104

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	85 MOUNTAIN RDG, COVINGTON, GA 30016-7707
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 MOUNTAIN RDG, COVINGTON, GA 30016-7707

Mortgage

Document Number	0044410000000691
Date	Oct 4, 2022
Book Page	0000004441/0000000691
Instrument	016532

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	85 MOUNTAIN RDG, COVINGTON, GA 30016-7707
Transaction Type	Mortgage
Record Updated	Aug 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 MOUNTAIN RDG, COVINGTON, GA 30016-7707

Mortgage

Document Number	0042230000000501
Date	Jul 2, 2021
Book Page	0000004223/0000000501
Instrument	012570

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	85 MOUNTAIN RDG, COVINGTON, GA 30016-7707
Document Number	0040460562
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 MOUNTAIN RDG COVINGTON GA 300167707, COVINGTON, GA 30016-7707

Mortgage

Document Number	0040460562
Date	Aug 3, 2020
Book Page	004046/000562
Instrument	10645

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	85 MOUNTAIN RDG, COVINGTON, GA 30016-7707
Document Number	0037940224
Instrument Date	Jan 14, 2019
Transaction Type	Mortgage
Record Updated	Mar 6, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 MOUNTAIN RD COVINGTON GA 30016, COVINGTON, GA 30016

Mortgage

Document Number	0037940224
Date	Jan 18, 2019
Book Page	003794/000224
Instrument	760

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2049

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,588.00 (+10.46%) Homeowner's exemption	$105,760 (+9.71%) Land $16,000 Building $89,760	$264,400 (+9.71%) Land $40,000 Building $224,400
2023		$96,400 (+24.74%) Land $8,000 Building $88,400	$241,000 (+24.74%) Land $20,000 Building $221,000
2022	$2,343.00 Homeowner's exemption	$77,280 Land $8,800 Building $68,480	$193,200 Land $22,000 Building $171,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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