85 Mountain Rd, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 85 Mountain Rd, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,848 sqft · built 1950
Lot Size	1.9 acres (82,764 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Oct 2021)
Tax Bill	$8,009 (2026)
Deeds & Mortgages	Jul 2021 Refinance Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0206 B:0000 L:17`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0206 B:0000 L:17`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,848 sqft Living Area
Gross Area	3,768 sqft
Basement Area	1,848 sqft
Unfinished Basement	1,848 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	82,764 sqft (1.9 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	85 MOUNTAIN RD
City	HOLYOKE
State	MA
Zip	01040-9723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	17
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	1
Census Block	1015
Census Tract	812101

Owner

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 MOUNTAIN RD, HOLYOKE, MA 01040-9723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLESBANK (HOLYOKE MA)
Oct 15, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HOLYOKE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	Oct 20, 1995 · Amount on Record
Deed Document Number	202173132
Deed Book / Page	24185 / 72
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	85 MOUNTAIN RD, HOLYOKE, MA 01040-9723
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024002-359
Date	Jul 16, 2021
Book Page	24002/359
Instrument	49442

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Oct 15, 2021
Property Address	85 MOUNTAIN RD, HOLYOKE, MA 01040-9723
Document Number	24185-72
Book / Page	24185 / 72
Instrument Date	Oct 15, 2021
Instrument	73132
Transaction Type	Transfer
Record Updated	Oct 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	180 PINE ST, HOLYOKE, MA 01040-0700

Mortgage

Document Number	73133
Date	Oct 15, 2021
Instrument	73133

Lender

Name	HOLYOKE CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,009.00 (+6.77%)	$459,500 (+6.96%) Land $84,500 Building $365,400	$375,788 (-17.4%)
2025	$7,501.00 (+9.04%)	$429,600 (+18.35%) Land $79,100 Building $350,500	$454,955 (+2.46%)
2024	$6,879.00 (+4.64%)	$363,000 (+3.6%) Land $75,300 Building $287,700	$444,030
2023	$6,574.00	$350,400 Land $75,300 Building $275,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Netafy Fixed Wireless	150 / 150
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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