85 Mount Nebo Rd, Loretto, TN 38469 Property Records

Lawrence County property record for 85 Mount Nebo Rd, Loretto, TN 38469

Property Summary

Property TypeRural Home
Details4 ba · 1,767 sqft · built 2006
Lot Size15.5 acres (676,487 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Sep 2019)
Tax Bill$1,648 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN050157 00705

Property Details

APN / Parcel Number

Primary APN050157 00705
Alternative APN
  • 157 00705

Interior

Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area1,767 sqft Living Area
1st Floor Area1,767 sqft
Basement Area1,767 sqft
Unfinished Basement1,767 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2012
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area676,487 sqft (15.5 acres)
TerrainRolling
Garage TypeFinished
Garage Area759 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area200 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address85 MOUNT NEBO RD
CityLORETTO
StateTN
Zip38469-3011
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionDIST:02 MAP REF:157
JurisdictionLAWRENCE TN
Township / Civil Division1
Census Block Group3
Census Block3066
Census Tract960700

Owner

Source: Lawrence County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address85 MOUNT NEBO RD, LORETTO, TN 38469-3011
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2019 · Amount on Record
Deed SaleSep 12, 2019 · Amount on Record
Deed Document Number00RB572220
Deed Book / Page572 / 220
Record UpdatedJun 8, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAWRENCE TN
Recording DateSep 12, 2019
Property Address85 MOUNT NEBO RD, LORETTO, TN 38469-3011
Document Number0000572220
Book / Page572 / 220
Instrument DateSep 12, 2019
Instrument19004706
Transaction TypeTransfer
Record UpdatedJun 21, 2022
Title CompanySTEWART TITLE COMPANY TN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,017.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 MOUNT NEBO RD, LORETTO, TN 38469-3011

Mortgage

Document Number0019004707
DateSep 12, 2019
Instrument19004707
Lender
NameTENNESSEE TRUST MORTGAGE INC
TypeGovernment Agency
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2034

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyLawrence County
Unified School DistrictLawrence County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,648.00 Additional exemption filed$81,975 (-) Land $6,925 Building $75,050
2023$1,648.00 Additional exemption filed$81,975 (-) Land $6,925 Building $75,050
2022$1,648.00$81,975 Land $6,925 Building $75,050$358,100 Land $57,900 Building $300,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mount Nebo Rd

Nearby Streets

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