85 Mill St, Binghamton, NY 13903 Property Records

Broome County and Binghamton City property record for 85 Mill St, Binghamton, NY 13903

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,825 sqft · built 1910
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on File
Last Sale	$228,347 (Jan 2026)
Tax Bill	$6,463 (2026)
Deeds & Mortgages	Jan 2026 Mortgage May 2022 Sale
APN	`030200 160.82-2-25`

Property Details

APN / Parcel Number

Primary APN	`030200 160.82-2-25`
Alternative APNs	`020016008200020250000000` `00000617520`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,825 sqft Living Area
1st Floor Area	1,123 sqft
2nd Floor Area	702 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	Raised
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	393 ft deep x 75 ft wide
Porch	Slab
Porch Area	244 sqft
Patio Area	390 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000617520
Street Address	85 MILL ST
City	BINGHAMTON
State	NY
Zip	13903-1929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	YES
Legal Block	2
Legal Lot Number	25.000
Jurisdiction	BROOME NY
Township / Civil Division	BINGHAMTON
Census Block Group	4
Census Block	4000
Census Tract	1800

Owner

85 Mill St is owned by an individual who bought it in January 2026.

Source: Broome County and Binghamton City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1240 LANDON RD, VESTAL, NY 13850-3215
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HERITAGE LENDING INC
May 31, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2026 · Amount on File
Deed Sale	Jan 30, 2026 · Amount on File
Prior Sale	May 31, 2022 · Amount on File
Deed Document Number	20264277
Deed Book / Page	2816 / 325
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	85 MILL ST, BINGHAMTON, NY 13903-1929
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 LANDON RD, VESTAL, NY 13850-3215

Mortgage

Document Number	004247/712
Date	Jan 30, 2026
Book Page	4247/712
Instrument	202600004278

Lender

Name	AMERICAN HERITAGE LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROOME NY
Recording Date	May 31, 2022
Property Address	85 MILL ST, BINGHAMTON, NY 13903-1929
Document Number	002690/261
Book / Page	2690 / 261
Instrument Date	Apr 6, 2022
Instrument	202200013955
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount on Record
Tax	$242.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85 MILL ST, BINGHAMTON, NY 13903-1929

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	716 ORCHARD ST, SCRANTON, PA 18505-2026

Tax Assessment & Valuation

The 2026 property tax bill for 85 Mill St was $6,463.

Source: Broome County and Binghamton City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
Municipality	Binghamton City
Unified School District	Binghamton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,463.00
2025		$65,000 Land $14,400 Building $50,600	$124,000 Land $27,471 Building $96,529
2023		$65,000 Land $14,400 Building $50,600	$103,175 Land $22,857 Building $80,318

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 85 Mill St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Mill St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BINGHAMTON serves 47,600 people · EPA ID NY0301651
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Zeta Broadband.

Nearby Properties on Mill St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures