Barnstable County and Chatham Town property record for 85 Middle Rd, North Chatham, MA 02650
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,301 sqft · built 1961 |
| Lot Size | 0.489 acres (21,307 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $390,000 (May 1999) |
| Tax Bill | $4,661 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | CHAT M:11K B:0043 L:HC88 |
| Primary APN | CHAT M:11K B:0043 L:HC88 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,301 sqft Living Area |
| Gross Area | 4,529 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,307 sqft (0.489 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1001 |
|---|---|
| Street Address | 85 MIDDLE RD |
| City | NORTH CHATHAM |
| State | MA |
| Zip | 02650-1008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Block | 43 |
| Legal Lot Number | HC88 |
| Jurisdiction | CHATHAM MA |
| Township / Civil Division | CHATHAM |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 10600 |
Source: Barnstable County and Chatham Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 311 SEAPINE RD, NORTH CHATHAM, MA 02650-1045 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 1999 · Amount on Record |
| Deed Sale | May 14, 1999 · Amount on Record |
| Prior Sale | Apr 26, 1994 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM MA |
| Property Address | 85 MIDDLE RD, NORTH CHATHAM, MA 02650-1008 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001342296 |
|---|---|
| Date | Mar 20, 2018 |
| Instrument | 1342296 |
| Name | SALEM FIVE MTG CO |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.63% |
Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Chatham Town |
| Unified School District | Monomoy Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,661.00 (+33.29%) | $1,343,300 (+37.14%) Land $959,800 Building $383,500 | $1,707,150 |
| 2024 | $3,497.00 (-7.76%) | $979,500 (+0.25%) Land $603,600 Building $375,900 | |
| 2023 | $3,791.00 | $977,100 Land $628,800 Building $348,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 61 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 61 in force |
| Nearby Flood Claims | 24 (1991–2018) |
| Claims Outside the SFHA | 11 of 24 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHATHAM WATER DEPARTMENT serves 30,000 people · EPA ID MA4055000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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