85 Michelle Dr, Del Rio, TX 78840 Property Records

Val Verde County property record for 85 Michelle Dr, Del Rio, TX 78840

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,374 sqft · built 1995
Lot Size	0.339 acres (14,771 sqft)
Owner	2 Individual Names on File
Last Sale	$214,800 (Jul 2021)
Tax Bill	$3,102 (2025)
Deeds & Mortgages	Mar 2010 Mortgage Jul 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5280-0120-0140`

Property Details

APN / Parcel Number

Primary APN	`5280-0120-0140`
Alternative APN	`22750`

Interior

Full Baths	1 Bath
Building Area	2,374 sqft Total Area
1st Floor Area	1,420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	14,771 sqft (0.339 acres)
Lot Dimensions	133 ft deep x 111 ft wide
Garage Type	Detached
Garage Area	576 sqft
Porch	Porch
Porch Area	210 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5280-0120-0140
Street Address	85 MICHELLE DR
City	DEL RIO
State	TX
Zip	78840-2621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLCREST BLOCK L LOT 14
Legal Subdivision	HILLCREST
Legal Block	L
Legal Lot Number	14
Jurisdiction	VAL VERDE TX
Township / Civil Division	DEL RIO
Census Block Group	1
Census Block	1009
Census Tract	950202

Owner

85 Michelle Dr is owned and occupied by two individuals who bought it in July 2021.

Source: Val Verde County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	85 MICHELLE DR, DEL RIO, TX 78840-2621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2010	Deed of Trust, Mortgage FLAGSTAR BANK FSB
Jul 28, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TOWN SQUARE MORTGAGE & INVESTMENTS INC
Jul 28, 2021	Vendor's Lien, Transfer · FHA Mortgage TOWN SQUARE MORTGAGE & INVESTMENTS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2021 · Amount on File
Deed Sale	Jul 28, 2021 · Amount on File
Deed Document Number	2021328639
Prior Transfer Date	Jul 27, 2021
Prior Transfer Doc	0000328639
Record Updated	Oct 29, 2026

March 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAL VERDE TX
Property Address	85 MICHELLE DR, DEL RIO, TX 78840-2621
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000256477
Date	Mar 5, 2010
Instrument	00256477

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2040

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAL VERDE TX
Property Address	85 MICHELLE DR, DEL RIO, TX 78840-2621
Transaction Type	Mortgage
Record Updated	Aug 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 13941, AUSTIN, TX 78711-3941

Mortgage

Document Number	328641
Date	Jul 28, 2021
Instrument	328641

Lender

Name	TOWN SQUARE MORTGAGE & INVESTMENTS INC
Type	Mortgage Company
Address	AUSTIN, TX 78711

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	VAL VERDE TX
Recording Date	Jul 28, 2021
Property Address	85 MICHELLE DR, DEL RIO, TX 78840-2621
Document Number	0000328639
Map Reference	VOL 4 PG 130
Instrument Date	Jul 27, 2021
Instrument	328639
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	177 SUNNY LN, DEL RIO, TX 78840-0721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 MICHELLE DR, DEL RIO, TX 78840-2621

Mortgage

Document Number	0000328640
Date	Jul 28, 2021
Instrument	328640

Lender

Name	TOWN SQUARE MORTGAGE & INVESTMENTS INC
Type	Mortgage Company
Address	DALLAS, TX 75248
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 85 Michelle Dr was $3,102 with a homeowner's exemption.

Source: Val Verde County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Del Rio City
County	Val Verde County
Unified School District	San Felipe-Del Rio Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,102.00 Homeowner's exemption	$220,248 Land $36,560 Building $183,688	$220,248 Land $36,560 Building $183,688
2023		$204,745 Land $26,250 Building $178,495	$204,745 Land $26,250 Building $178,495
2022	$3,186.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Michelle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Michelle Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL RIO UTILITIES COMMISSION serves 36,506 people · EPA ID TX2330001
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Big Bend Telecom Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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