85 Mentor Ave, Painesville, OH 44077 Property Records

Lake County property record for 85 Mentor Ave, Painesville, OH 44077

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,915 sqft · built 1849
Lot Size	0.426 acres (18,570 sqft)
Owner	Individual Name on File
Last Sale	$142,500 (Dec 2019)
Tax Bill	$5,206 (2023)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-C-002-0-00-042-0`

Property Details

APN / Parcel Number

Primary APN	`15-C-002-0-00-042-0`
Alternative APN	`C 48`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,915 sqft Total Area
1st Floor Area	704 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1849
Architectural Style	Historical
Exterior Material	Wood Siding
Lot Area	18,570 sqft (0.426 acres)
Lot Dimensions	211 ft deep x 88 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	236 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	C 48
Street Address	85 MENTOR AVE
City	PAINESVILLE
State	OH
Zip	44077-3201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PAINESVILLE LOT TRACT 3
Legal Subdivision	TRACT 3
Legal Tract	3
Legal Lot Number	6 7
Jurisdiction	LAKE OH
Township / Civil Division	PAINESVILLE
Census Block Group	3
Census Block	3012
Census Tract	204500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mentor Avenue District listed 1978 · 46 contributing resources · NRIS 78002093

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

85 Mentor Ave is owned and occupied by an individual who bought it in December 2019.

Source: Lake County records, as of April 25, 2024

Owner of Record	Individual Name on File
Mailing Address	85 MENTOR AVE, PAINESVILLE, OH 44077-3201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 24, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Dec 20, 2019	Survivorship Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 1, 2017	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2019 · Amount on File
Deed Sale	Dec 20, 2019 · Amount on File
Prior Sale	Jun 1, 2017 · Amount on File
Deed Document Number	449730
Record Updated	Jun 7, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	85 MENTOR AVE, PAINESVILLE, OH 44077-3201
Transaction Type	Mortgage
Record Updated	Jul 6, 2023
Title Company	CLG TITLE AND ESCROW SERVICES LLC, GM TITLE & ESCROW SERVICES L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034945
Date	Oct 4, 2021
Instrument	2021R034945

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	85 MENTOR AVE, PAINESVILLE, OH 44077-3201
Transaction Type	Mortgage
Record Updated	Jul 6, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 MENTOR AVE, PAINESVILLE, OH 44077-3201

Mortgage

Document Number	0000023607
Date	Aug 24, 2022
Instrument	2022R023607

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAKE OH
Recording Date	Dec 20, 2019
Property Address	85 MENTOR AVE, PAINESVILLE, OH 44077-3201
Document Number	0000031646
Instrument Date	Dec 19, 2019
Instrument	2019R031646
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	LAWYERS TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 MENTOR AVE, PAINESVILLE, OH 44077-3201

Mortgage

Document Number	0000031647
Date	Dec 20, 2019
Instrument	2019R031647

Lender

Name	CROSSCOUNTRY MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Jun 1, 2017
Property Address	85 MENTOR AVE, PAINESVILLE, OH 44077-3201
Document Number	0000014095
Instrument Date	May 30, 2017
Instrument	14095
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 MENTOR AVE PAINESVILLE OH 440773201, PAINESVILLE, OH 44077-3201

Mortgage

Document Number	14096
Date	Jun 1, 2017
Instrument	14096

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 31, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Painesville City
Unified School District	Painesville City Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,206.00 (+101.08%) Homeowner's exemption	$42,040 (-) Land $8,590 Building $33,450
2022	$2,589.00 Homeowner's exemption	$42,040 Land $8,590 Building $33,450
2021			$120,120 Land $24,550 Building $95,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 85 Mentor Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 85 Mentor Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAINESVILLE CITY PWS serves 31,728 people · EPA ID OH4301611
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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