85 Melrose St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 85 Melrose St, Springfield, MA 01109

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,526 sqft · built 1923
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Oct 2018)
Tax Bill	$2,390 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage Aug 2017 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:08520 P:0024`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:08520 P:0024`
Alternative APN	`85200024`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,526 sqft Living Area
1st Floor Area	728 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Colonial
Exterior Material	Wood Siding
Lot Area	5,001 sqft (0.115 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	85200024
Street Address	85 MELROSE ST
City	SPRINGFIELD
State	MA
Zip	01109-3723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3023
Census Tract	801800

Owner

Source: Hampden County and Springfield City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 MELROSE ST, SPRINGFIELD, MA 01109-3723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2018	Quit Claim Deed, Transfer UNITED BANK
Aug 24, 2017	Quit Claim Deed, Foreclosure
Jun 12, 2017	Quit Claim Deed, Foreclosure
May 26, 2017	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2018 · Amount on Record
Deed Sale	Oct 31, 2018 · Amount on Record
Prior Sale	Aug 24, 2017
Deed Book / Page	22429 / 22
Record Updated	Sep 20, 2026

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Oct 31, 2018
Property Address	85 MELROSE ST, SPRINGFIELD, MA 01109-3723
Document Number	22429-22
Book / Page	22429 / 22
Instrument	65679
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	224290026
Date	Oct 31, 2018
Instrument	22429/0026

Lender

Name	UNITED BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 31, 2048

August 2017: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Aug 24, 2017
Property Address	85 MELROSE ST, SPRINGFIELD, MA 01109-3723
Document Number	21826-526
Book / Page	021826 / 000526
Instrument Date	Aug 8, 2017
Instrument	49305
Transaction Type	Foreclosure
Record Updated	Sep 12, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3415 VISION DR COLUMBUS OH 432196009, COLUMBUS, OH 43219-6009

June 2017: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jun 12, 2017
Property Address	85 MELROSE ST, SPRINGFIELD, MA 01109-3723
Document Number	21718-253
Book / Page	021718 / 000253
Instrument Date	Jun 7, 2017
Instrument	32314
Transaction Type	Foreclosure
Record Updated	Jul 4, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

May 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	SPRINGFIELD MA
Recording Date	May 26, 2017
Property Address	85 MELROSE ST, SPRINGFIELD, MA 01109-3723
Document Number	21697-450
Book / Page	021697 / 000450
Instrument Date	May 3, 2017
Instrument	29151
Transaction Type	Foreclosure
Record Updated	Jun 13, 2017

Transaction

Amount	Amount Recorded
Tax	$414.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	7255 BAYMEADOWS WAY JACKSONVILLE FL 322566851, JACKSONVILLE, FL 32256-6851

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,390.00 (+8.59%)	$152,400 (+18.05%) Land $24,600 Building $127,800	$187,530 (-7.76%)
2024			$203,300
2023	$2,201.00	$129,100 Land $21,900 Building $107,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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