Okaloosa County property record for 85 Matthew Blvd, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,722 sqft · built 1999 |
| Lot Size | 0.172 acres (7,499 sqft) |
| Owner | Trust Name on File |
| Last Sale | $620,000 (Jun 2013) |
| Tax Bill | $13,633 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-5949-5 |
| Primary APN | C56-000-589-5949-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 3 Stories |
| Building Area | 2,722 sqft Living Area |
| Gross Area | 3,596 sqft |
| 1st Floor Area | 2,530 sqft |
| Upper Floors Area | 192 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,499 sqft (0.172 acres) |
| Lot Width | 50 ft Width |
| Porch | Florida Room |
| Porch Area | 586 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 85 MATTHEW BLVD |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CRYSTAL BEACH LOT 17 BLK 13 |
| Legal Subdivision | CRYSTAL BEACH |
| Legal Block | 13 |
| Legal Lot Number | 17 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 23304 |
85 Matthew Blvd is held in a trust since March 2015.
Source: Okaloosa County records, as of December 31, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 210, POYEN, AR 72128-0210 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2013 · Amount on File |
| Deed Sale | Jun 21, 2013 · Amount on File |
| Prior Sale | May 28, 2002 · Amount on File |
| Deed Document Number | 20132863384 |
| Deed Book / Page | 3102 / 1995 |
| Last Transfer Date | Mar 18, 2015 |
| Transfer Doc | 0031902111 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 85 MATTHEW BLVD, DESTIN, FL 32541-3555 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MCNEESE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 149 GRANT 310, POYEN, AR 72128-8077 |
| Document Number | 0034784447 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 3478/4447 |
| Instrument | 3377130 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2035 |
The 2025 property tax bill for 85 Matthew Blvd was $13,633.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,633.00 | $1,238,558 Land $566,284 Building $672,274 | $1,238,558 Land $566,284 Building $672,274 |
| 2023 | $12,339.00 (+14.47%) | $1,200,191 (+20.96%) Land $513,822 Building $686,369 | $1,200,191 (+20.96%) Land $513,822 Building $686,369 |
| 2022 | $10,779.00 | $992,236 Land $467,111 Building $525,125 | $992,236 Land $467,111 Building $525,125 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 85 Matthew Blvd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 117 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 460 units insured incl. 343 condo units |
| Nearby Flood Claims | 124 (1988–2020) |
| Claims Outside the SFHA | 83 of 124 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 85 Matthew Blvd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: LiveOak Fiber.
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