85 Marley Rd, Elkton, MD 21921 Property Records

Cecil County property record for 85 Marley Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,345 sqft · built 1942
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,937 (2026)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-045223`

Property Details

APN / Parcel Number

Primary APN	`05-045223`
Alternative APNs	`5045223` `045223`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,345 sqft Total Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)

Exterior Amenities

Porch	Slab
Porch Area	207 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	045223
Street Address	85 MARLEY RD
City	ELKTON
State	MD
Zip	21921-4621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	.5 ACRE 85 MARLEY ROAD W OF ELKTON
Jurisdiction	CECIL MD
Township / Civil Division	5, NORTH EAST
Census Block Group	1
Census Block	1006
Census Tract	30908

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 461, ELKTON, MD 21922-0461
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	85 MARLEY RD, ELKTON, MD 21921-4621
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040080045
Date	Jan 9, 2017
Book Page	4008/045

Lender

Name	AMERICAN SPIRIT FCU
Type	Non-Lending Institution
Address	NEWARK, DE 19711

Agreement

Amount	Amount Recorded
Term	32 Months
Due	Sep 4, 2019

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,937.00 (+3.42%) Homeowner's exemption	$194,700 (+28.35%) Land $60,800 Building $133,900	$194,700 (+28.35%) Land $60,800 Building $133,900
2025	$1,873.00 (+80.97%) Homeowner's exemption
2023	$1,035.00 Homeowner's exemption	$151,700 Land $60,800 Building $90,900	$151,700 Land $60,800 Building $90,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20