85 Market St, Philo, OH 43771 Property Records

Muskingum County property record for 85 Market St, Philo, OH 43771

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 864 sqft · built 1955
Lot Size0.198 acres (8,625 sqft)
Owner2 Individual Names on File
Last Sale$99,900 (Jan 2018)
Tax Bill$1,139 (2025)
Deeds & MortgagesJan 2018 Sale & Mortgage
Jul 2017 Sale & Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-20-01-12-000

Property Details

APN / Parcel Number

Primary APN20-20-01-12-000
Alternative APN
  • 047901-4

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area864 sqft Living Area
1st Floor Area864 sqft
Basement Area864 sqft
Unfinished Basement864 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 2017
Architectural StyleConventional
Exterior MaterialBaked Enamel
Lot Area8,625 sqft (0.198 acres)
Lot Dimensions131 ft deep x 66 ft wide
Garage Area660 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area282 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number047901-4
Street Address85 MARKET ST
CityPHILO
StateOH
Zip43771-0040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LOTS 1-2 SQ 30 PHILO 66 X 132
Legal Lot Number1-2
JurisdictionMUSKINGUM OH
Township / Civil DivisionHARRISON
Census Block Group2
Census Block2022
Census Tract912500

Owner

85 Market St is owned and occupied by two individuals who bought it in January 2018.

Source: Muskingum County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address85 MARKET ST, PHILO, OH 43771-0040
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2018Warranty Deed, Transfer · Conventional Mortgage
SOUTHWEST FUNDING LP
Jul 5, 2017Warranty Deed, Transfer · Line of Credit
THE COMMUNITY BANK
Feb 7, 2017Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 23, 2018 · Amount on File
Deed SaleJan 23, 2018 · Amount on File
Prior SaleJul 5, 2017 · Amount on File
Deed Document Number2018646
Deed Book / Page2767 / 546
Prior Transfer DateOct 8, 2010
Prior Transfer Doc002302/119
Record UpdatedSep 20, 2026

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMUSKINGUM OH
Recording DateJan 23, 2018
Property Address85 MARKET ST, PHILO, OH 43771-0040
Document Number002767/546
Book / Page2767 / 546
Instrument DateJan 16, 2018
Instrument201800000646
Transaction TypeTransfer
Record UpdatedMar 4, 2024

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address13150 COIT RD STE 100, 100, DALLAS, TX 75240-5775

Mortgage

Document Number201800000647
DateJan 23, 2018
Instrument201800000647
Lender
NameSOUTHWEST FUNDING LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2048

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMUSKINGUM OH
Recording DateJul 5, 2017
Property Address85 MARKET ST, PHILO, OH 43771-0040
Document Number002733/618
Book / Page2733 / 618
Map ReferenceVOL 73 PG 210
Instrument DateJun 29, 2017
Instrument201700006634
Transaction TypeTransfer
Record UpdatedMar 4, 2024

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8645 HIGH POINT RD, THORNVILLE, OH 43076-9732
InvestorPossibly a Property Investor

Mortgage

Document Number201700006635
DateJul 5, 2017
Instrument201700006635
Lender
NameTHE COMMUNITY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record

Mortgage

Document Number2733/623
DateJul 5, 2017
Book Page2733/623
Instrument201700006635
Lender
NameTHE COMMUNITY BANK
TypeBank
AddressZANESVILLE, OH 43701
Agreement
TypeLine of Credit
AmountAmount on Record

February 2017: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionMUSKINGUM OH
Recording DateFeb 7, 2017
Property Address85 MARKET ST, PHILO, OH 43771-0040
Document Number002707/260
Book / Page2707 / 260
Instrument DateJan 2, 2017
Instrument201700001278
Transaction TypeForeclosure
Record UpdatedMar 4, 2024

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 N 5TH ST, ZANESVILLE, OH 43701-3533

Tax Assessment & Valuation

The 2025 property tax bill for 85 Market St was $1,139.

Source: Muskingum County assessment roll, as of March 5, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMuskingum County
County SubdivisionHarrison Township
MunicipalityPhilo Village
Unified School DistrictFranklin Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,139.00$34,580 Land $3,395 Building $31,185
2024$98,800 Land $9,700 Building $89,100
2023$1,232.00$31,535 Land $2,765 Building $28,770
2021$90,100 Land $7,900 Building $82,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 85 Market St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1980–2008)
Most Recent ClaimMar 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Market St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPHILO
private · serves 974 people · EPA ID OH6001912
Water SourceGroundwater
Last State InspectionJun 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Smart Way Communications
Fixed Wireless
250 / 50
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Market St

Nearby Streets

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