85 Main St, Lovell, ME 04051 Property Records

Oxford County and Lovell Town property record for 85 Main St, Lovell, ME 04051

Property Summary

Property Type	Single Family Home
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Jun 2023)
Tax Bill	$232 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`LOVE M:R01 L:009`

Property Details

APN / Parcel Number

Primary APN	`LOVE M:R01 L:009`

Exterior

Lot Area	20,909 sqft (0.48 acres)

Location & Zoning

Street Address	85 MAIN ST
City	LOVELL
State	ME
Zip	04051-4100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	9
Jurisdiction	LOVELL ME
Township / Civil Division	LOVELL
Census Block Group	3
Census Block	3070
Census Tract	966600

Owner

Source: Oxford County and Lovell Town records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 MAIN ST, LOVELL, ME 04051-4100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Jun 30, 2023	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 9, 2022	Deed of Trust, Mortgage · Line of Credit INLAND MORTGAGE CORP
Oct 4, 2019	Deed of Trust, Mortgage NORTHEAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Prior Sale	Oct 8, 2019 · Amount on Record
Deed Document Number	20237216
Deed Book / Page	5761 / 362
Transfer Doc	0000040015
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOVELL ME
Recording Date	Jul 21, 2026
Property Address	85 MAIN ST, LOVELL, ME 04051-4100
Document Number	0000008770
Book / Page	5952 / 747
Instrument Date	Jul 1, 2026
Instrument	20268770
Transaction Type	Mortgage
Record Updated	Aug 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 MAIN ST, LOVELL, ME 04051-4100

Mortgage

Document Number	0000008770,
Date	Jul 21, 2026
Book Page	5952/747
Instrument	20268770

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Aug 1, 2053

Interest

Rate	6.48%
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOVELL ME
Recording Date	Jun 30, 2023
Property Address	85 MAIN ST, LOVELL, ME 04051-4100
Document Number	0000007216
Book / Page	5761 / 362
Instrument Date	Jun 30, 2023
Instrument	7216
Transaction Type	Transfer
Record Updated	Jul 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	382 CHINOOK TRL, TAMWORTH, NH 03886-5201

Mortgage

Document Number	0000007217
Date	Jun 30, 2023
Instrument	7217

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOVELL ME
Property Address	85 MAIN ST, LOVELL, ME 04051-4100
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002012
Date	Feb 9, 2022
Book Page	5672/706
Instrument	2012

Lender

Name	INLAND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOVELL ME
Property Address	85 MAIN ST, LOVELL, ME 04051-4100
Document Number	0054850143
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 MAIN ST LOVELL ME 040514100, LOVELL, ME 04051-4100

Mortgage

Document Number	0054850143
Date	Oct 8, 2019
Book Page	005485/000143
Instrument	12314

Lender

Name	NORTHEAST CU
Type	Credit Union
Address	PORTSMOUTH, NH 03801

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2049

Tax Assessment & Valuation

Source: Oxford County and Lovell Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Oxford County
County Subdivision	Lovell Town
Unified School District	School Administrative District 72 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$232.00 (-77.61%)	$44,600 (-51.36%) Land $14,500 Building $30,100
2024	$1,036.00 (+5.61%)	$91,700 (-) Land $25,000 Building $66,700
2023	$981.00 (+6.98%)	$91,700 (-) Land $25,000 Building $66,700
2022	$917.00	$91,700 Land $25,000 Building $66,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1987–2012)
Most Recent Claim	Oct 2012 · tidal / storm surge
Claims by Event	Severe Storms, Flooding, Snow Melt And Ice Jams, Dec 2003 · 2 claims Severe Storms And Flooding, Jun 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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