Flagler County property record for 85 Main St, Bunnell, FL 32110
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,714 sqft · built 2006 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,186 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Second Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-11-30-2800-00040-0080 |
| Primary APN | 31-11-30-2800-00040-0080 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,714 sqft Living Area |
| Gross Area | 2,986 sqft |
| 1st Floor Area | 1,714 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 37,462 sqft (0.86 acres) |
| Driveway | Concrete Driveway |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 85 MAIN ST |
|---|---|
| City | BUNNELL |
| State | FL |
| Zip | 32110-4303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MH-1 |
| Legal Description | FLORIDA FARMS CO SUBD BLOCK 4 LOTS 8 & 9, OR BOOK 101 PAGE 85 OR 132 PG 90 OR 546 PG 923 OR 562 PG 1380-CD OR 1230 PG 1067 -DC OR 1230 PG 526 OR 1596 PG 281 OR 1367/970 OR 2036/1646 OR 2070/121 OR 2070/123 OR 2794/1724-UNITY OR 2883/1824-RES 2024-50 |
| Legal Range | 30E |
| Legal Township | 11S |
| Legal Section | 31 |
| Legal Subdivision | FLORIDA FARMS CO SUB |
| Legal Block | 4 |
| Legal Lot Number | 8 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 2 |
| Census Block | 2172 |
| Census Tract | 60206 |
Source: Flagler County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 85 MAIN ST, BUNNELL, FL 32110-4303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2022 | Warranty Deed, Transfer · Stand-Alone Second Mortgage VYSTAR CU |
| Oct 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2014 |
| Deed Sale | Dec 2, 2014 |
| Prior Sale | Jul 11, 2007 · Amount on Record |
| Deed Document Number | 201436310 |
| Deed Book / Page | 2036 / 1646 |
| Prior Transfer Date | Apr 6, 2005 |
| Prior Transfer Doc | 0012300526 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Nov 30, 2022 |
| Property Address | 85 MAIN ST, BUNNELL, FL 32110-4303 |
| Document Number | 0027371411 |
| Book / Page | 2737 / 1411 |
| Map Reference | MB 2 PG 25 |
| Instrument Date | Nov 21, 2022 |
| Instrument | 2022056086 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | COVENANT TITLE, COVENANT CLOSING & TTL SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,078.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 421 S COUNTY ROAD 115, BUNNELL, FL 32110-5531 |
| Name | Verified Name |
|---|---|
| Address | 85 MAIN ST, BUNNELL, FL 32110-4303 |
| Investor | Possibly a Property Investor |
| Document Number | 0027371605 |
|---|---|
| Date | Nov 30, 2022 |
| Instrument | 2737/1605 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 85 MAIN ST, BUNNELL, FL 32110-4303 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 85 MAIN ST, BUNNELL, FL 32110-4303 |
| Document Number | 0024841057 |
|---|---|
| Date | Oct 12, 2020 |
| Book Page | 2484/1057 |
| Instrument | 2020040959 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,186.00 (-23.29%) Homeowner's exemption | $127,088 (+9.76%) | $268,950 (+2.38%) Land $25,400 Building $243,550 |
| 2024 | $1,546.00 (+2.79%) | ||
| 2023 | $1,504.00 (-13.16%) Homeowner's exemption | $115,782 (-17.77%) | $262,694 (+11.75%) Land $21,233 Building $241,461 |
| 2022 | $1,732.00 Homeowner's exemption | $140,805 | $235,082 Land $9,260 Building $225,822 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 54 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 3 (2001–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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