85 Main St, Apt 2, Ludlow, VT 05149 Property Records

Ludlow Town property record for 85 Main St, Apt 2, Ludlow, VT 05149

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 696 sqft · built 1985
Owner	Individual Name on File
Last Sale	$52,000 (Feb 2026)
Tax Bill	$1,409 (2025)
Deeds & Mortgages	Feb 2026 Sale Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`363-112-12869`

Property Details

APN / Parcel Number

Primary APN	`363-112-12869`
Alternative APNs	`(112) 230243.002` `M:230 B:243.002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	10 Units
Stories	1 Story
Building Area	696 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	85 MAIN ST, 2
City	LUDLOW
State	VT
Zip	05149-1034
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	MAIN STREET 85 LUDLOW COLONIAL 2
Jurisdiction	LUDLOW VT
Township / Civil Division	LUDLOW
Census Block Group	3
Census Block	3032
Census Tract	966300

Owner

85 Main St, Apt 2 is owned by an individual who bought it in February 2026.

Source: Ludlow Town records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	37 STERLING PL, STAMFORD, CT 06907-1336
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed, Transfer
Sep 20, 2021	Deed, Transfer
Oct 28, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2026 · Amount on File
Deed Sale	Feb 24, 2026 · Amount on File
Prior Sale	Sep 20, 2021 · Amount on File
Prior Transfer Date	Sep 28, 2020
Prior Transfer Doc	0687718272
Record Updated	Sep 20, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LUDLOW VT
Recording Date	Feb 24, 2026
Property Address	85 MAIN ST APT 2, 2, LUDLOW, VT 05149-1034
Document Number	0870689472
Instrument Date	Dec 19, 2025
Instrument	870689472
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Amount	Amount on Record
Tax	$1,882.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 TWIN BROOK DR, STAMFORD, CT 06907-1028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 STERLING PL, STAMFORD, CT 06907-1336

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LUDLOW VT
Recording Date	Sep 20, 2021
Property Address	85 MAIN ST APT 2, 2, LUDLOW, VT 05149-1034
Document Number	DK1260821568
Instrument Date	Sep 17, 2021
Instrument	DK1260821568
Transaction Type	Transfer
Record Updated	May 9, 2022

Transaction

Amount	Amount on Record
Tax	$1.82
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1808 NW 14TH TER, 1808, CAPE CORAL, FL 33993-5821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 TWIN BROOK DR, STAMFORD, CT 06907-1028

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW VT
Recording Date	Oct 28, 2020
Property Address	85 MAIN ST APT 2, 2, LUDLOW, VT 05149-1034
Transaction Type	Transfer
Record Updated	Dec 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1808 NW 14TH TER CAPE CORAL FL 339935821, CAPE CORAL, FL 33993-5821

Tax Assessment & Valuation

The 2025 property tax bill for 85 Main St, Apt 2 was $1,409, down 12.3% from the year before.

Source: Ludlow Town assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Vermont
County	Windsor County
County Subdivision	Ludlow Town
Municipality	Ludlow Village
Elementary School District	Ludlow Mt. Holly Unified Union School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,409.00 (-12.32%)	$76,300 (-) Building $76,300
2024	$1,607.00	$76,300 Building $76,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 85 Main St, Apt 2 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 13, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	16 (2011–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Aug 2024 · Tropical Depression Debby
Claims by Event	Severe Storm And Flooding, Dec 2023 · 2 claims Severe Storms, Flooding, Landslides, And Mudslides, Jul 2023 · 10 claims Tropical Storm Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Main St, Apt 2 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Vermont
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUDLOW VILLAGE WATER DEPT serves 2,880 people · EPA ID VT0005323
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures