Hampden County and Holyoke City property record for 85 Lynch Dr, Holyoke, MA 01040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,576 sqft · built 1963 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $90,500 (Feb 1987) |
| Tax Bill | $5,178 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLY M:0166 B:0000 L:31 |
| Primary APN | HOLY M:0166 B:0000 L:31 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,576 sqft Living Area |
| Gross Area | 2,556 sqft |
| Basement Area | 1,036 sqft |
| Unfinished Basement | 518 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,001 sqft (0.23 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 85 LYNCH DR |
|---|---|
| City | HOLYOKE |
| State | MA |
| Zip | 01040-2829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Lot Number | 31 |
| Jurisdiction | HOLYOKE MA |
| Township / Civil Division | HOLYOKE |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 812104 |
85 Lynch Dr is owned and occupied by two individuals who bought it in February 1987.
Source: Hampden County and Holyoke City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 85 LYNCH DR, HOLYOKE, MA 01040-2829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 1987 · Amount on File |
| Deed Sale | Feb 27, 1987 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Recording Date | Sep 23, 2026 |
| Property Address | 85 LYNCH DR, HOLYOKE, MA 01040-2829 |
| Document Number | 0000046469 |
| Book / Page | 26521 / 189 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 202646469 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 85 LYNCH DR, HOLYOKE, MA 01040-2829 |
| Document Number | 0000046469, |
|---|---|
| Date | Sep 23, 2026 |
| Book Page | 26521/189 |
| Instrument | 202646469 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
The 2026 property tax bill for 85 Lynch Dr was $5,178, up 6.8% from the year before.
Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Holyoke City |
| Unified School District | Holyoke School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,178.00 (+6.83%) | $297,100 (+7.02%) Land $67,000 Building $228,700 | $310,112 (-9.15%) |
| 2025 | $4,847.00 (+6.97%) | $277,600 (+16.1%) Land $62,600 Building $215,000 | $341,335 (+29.24%) |
| 2024 | $4,531.00 (+4.47%) | $239,100 (+3.42%) Land $59,700 Building $179,400 | $264,100 |
| 2023 | $4,337.00 | $231,200 Land $59,700 Building $171,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 85 Lynch Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 85 Lynch Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 9 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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