85 Lowery Rd, Freeport, FL 32439 Property Records

Walton County property record for 85 Lowery Rd, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1955
Lot Size	0.229 acres (9,975 sqft)
Owner	2 Trust Names on Record
Last Sale	$650,000 (Mar 2006)
Tax Bill	$631 (2025)
Deeds & Mortgages	Jul 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`27-1S-19-23000-003-0020`

Property Details

APN / Parcel Number

Primary APN	`27-1S-19-23000-003-0020`
Alternative APNs	`27-119-23000-003-0020` `1054291`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Units	2 Units
Stories	1 Story
Building Area	840 sqft Living Area
Gross Area	968 sqft
1st Floor Area	840 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1980
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,975 sqft (0.229 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	128 sqft
Deck Area	Deck Area
Utility Building	180 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Convection

Location & Zoning

Street Address	85 LOWERY RD
City	FREEPORT
State	FL
Zip	32439-4223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BAYN
Legal Description	BEG WHERE W SEC LINE INTERSECT W BDRY OF S HWY #331 RUN S ALONG HWY 250FT, WLY 335FT FOR THE POB, W 100FT, SLY 100FT, E 100FT, N 100FT TO THE POB OR 462-273 OR 897-187 OR 943-35 OR 2710-2044
Legal Range	019
Legal Township	01S
Legal Section	27
Legal Subdivision	MALLET BAYOU
Legal Block	300
Legal Lot Number	20
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1029
Census Tract	950502

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	47 LOWERY RD, FREEPORT, FL 32439-4223
Owner Type	Individual
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2006 · Amount on Record
Deed Sale	Mar 2, 2006 · Amount on Record
Prior Sale	May 20, 2002 · Amount on Record
Deed Document Number	2006937453
Deed Book / Page	2710 / 2044
Last Transfer Date	Jul 22, 2021
Transfer Doc	0032090856
Record Updated	Jun 8, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Jul 28, 2021
Property Address	85 LOWERY RD, FREEPORT, FL 32439-4223
Document Number	0032090856
Book / Page	3209 / 856
Instrument Date	Jul 22, 2021
Instrument	20210037801
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7450 S GENOA CIR, CENTENNIAL, CO 80016-2157

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	47 LOWERY RD, FREEPORT, FL 32439-4223

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$631.00 (+0.8%)	$48,287 (-2.49%) Land $10,370 Building $37,917	$48,287 (-2.49%) Land $10,370 Building $37,917
2024	$626.00 (+5.56%)
2023	$593.00 (+10.43%)	$49,518 (+11.38%) Land $10,370 Building $39,148	$49,518 (+11.38%) Land $10,370 Building $39,148
2022	$537.00	$44,458 Land $11,511 Building $32,947	$44,458 Land $11,511 Building $32,947

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 126 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	68 (1992–2021)
Claims Outside the SFHA	7 of 68
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 8 claims Hurricane Frances, Sep 2004 · 23 claims Hurricane Opal, Oct 1995 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50