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85 Lovell Rd, Freeport, FL 32439 Property Records

Walton County property record for 85 Lovell Rd, Freeport, FL 32439

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,990 sqft · built 2008
Lot Size0.607 acres (26,484 sqft)
OwnerOwner Name on Record
Last Sale$18,500 (Jun 2004)
Tax Bill$771 (2024)
Flood ZoneZone X (minimal risk)
APN11-1S-20-32000-023-0000

Property Details

APN / Parcel Number

Primary APN11-1S-20-32000-023-0000
Alternative APN
  • 1014861

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,990 sqft Living Area
Gross Area2,041 sqft
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area26,484 sqft (0.607 acres)
Lot Dimensions26.5 ft deep x 10 ft wide
PorchPorch
Porch Area51 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1014861
Street Address85 LOVELL RD
CityFREEPORT
StateFL
Zip32439-2536
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM NE/C NW1/4, RUN N 89 DEG W 535 FT, S 1 DEG W 1780 FT FOR BEG, S 1 DEG W 100 FT, N 89 DEG E 265.5 FT, N 1 DEG E 100 FT, S
Legal Range20W
Legal Township01S
Legal Section11
Legal SubdivisionACREAGE & UNREC
Legal Block23
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group1
Census Block1008
Census Tract950306

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordOwner Name on Record
Mailing Address85 LOVELL RD, FREEPORT, FL 32439-2536
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2004 · Amount on Record
Deed SaleJun 30, 2004 · Amount on Record
Prior SaleApr 17, 2008
Deed Document Number0026181936
Last Transfer DateAug 18, 2008
Transfer Doc0027994078
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$169,294 (-4.1%) Land $11,382 Building $157,912$169,294 (-4.1%) Land $11,382 Building $157,912
2024$771.00 (+4.47%)
2023$738.00 (+1.51%) Homeowner's exemption$176,534 (+0.66%) Land $11,382 Building $165,152$176,534 (+0.66%) Land $11,382 Building $165,152
2022$727.00 Homeowner's exemption$175,370 Land $12,634 Building $162,736$175,370 Land $12,634 Building $162,736

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims2 (2017–2020)
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 45% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH BAY WATER SYSTEM
serves 3,171 people · EPA ID FL1664019
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35

May also be available: Wildstar Networks.

Cell Coverage

5G and 4G LTE (outdoors only)

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