Middlesex County and Middlesex Borough property record for 85 Louis Ave, Middlesex, NJ 08846
| Property Type | Single Family Home |
|---|---|
| Details | 1,582 sqft · built 1968 |
| Lot Size | 0.175 acres (7,627 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $467,000 (Jan 2022) |
| Tax Bill | $12,266 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Sep 2019 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 10-00071-01-00006 |
| Primary APN | 10-00071-01-00006 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,582 sqft Living Area |
| 1st Floor Area | 1,582 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Construction Type | Frame |
| Lot Area | 7,627 sqft (0.175 acres) |
| Lot Dimensions | 93 ft deep x 82 ft wide |
| Street Address | 85 LOUIS AVE |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-1326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75 |
| Legal Description | 82X93 AVG |
| Legal Subdivision | EVERGREEN ESTATES SEC 02 |
| Legal Block | 71.1 |
| Legal Lot Number | 6 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 101 |
Source: Middlesex County and Middlesex Borough records, as of June 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 85 LOUIS AVE, MIDDLESEX, NJ 08846-1326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2022 | Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Sep 23, 2019 | Deed of Trust, Mortgage · Line of Credit SOMERSET SAVINGS BANK SLA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2022 · Amount on Record |
| Deed Sale | Jan 10, 2022 · Amount on Record |
| Prior Sale | Jul 15, 2005 · Amount on Record |
| Deed Document Number | 20224055 |
| Deed Book / Page | 18780 / 99 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Jan 10, 2022 |
| Property Address | 85 LOUIS AVE, MIDDLESEX, NJ 08846-1326 |
| Document Number | 0000004055 |
| Book / Page | 18780 / 99 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 2022004055 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | GUARDIAN STLMT AGENTS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,858.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 240 BEECHWOOD AVE, 240, MIDDLESEX, NJ 08846-1108 |
| Name | Verified Name |
|---|---|
| Address | 85 LOUIS AVE, MIDDLESEX, NJ 08846-1326 |
| Document Number | 0000004056 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 2022004056 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 85 LOUIS AVE, MIDDLESEX, NJ 08846-1326 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000078105 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 17628/1580 |
| Instrument | 2019078105 |
| Name | SOMERSET SAVINGS BANK SLA |
|---|---|
| Type | Bank |
| Address | BOUND BROOK, NJ 08805 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $606,600 (+4.84%) Land $150,200 Building $456,400 | $606,600 (+4.84%) Land $150,200 Building $456,400 | |
| 2025 | $12,266.00 (+8.88%) | $578,600 (+18.83%) Land $150,200 Building $428,400 | $578,600 (+18.83%) Land $150,200 Building $428,400 |
| 2024 | $11,266.00 (+14.02%) | ||
| 2023 | $486,900 Land $150,200 Building $336,700 | $486,900 Land $150,200 Building $336,700 | |
| 2022 | $9,881.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 12 (2011–2025) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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