Essex County and Beverly City property record for 85 Lothrop St, Beverly, MA 01915
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 5,426 sqft · built 1922 |
| Lot Size | 0.814 acres (35,475 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $29,095 (2025) |
| Deeds & Mortgages | Aug 2023 Refinance Dec 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R10 |
| Primary APN | R10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 5,426 sqft Living Area |
| Gross Area | 8,899 sqft |
| Basement Area | 2,138 sqft |
| Unfinished Basement | 2,138 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Slate |
| Lot Area | 35,475 sqft (0.814 acres) |
| Garage Type | Detached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1426 |
|---|---|
| Street Address | 85 LOTHROP ST |
| City | BEVERLY |
| State | MA |
| Zip | 01915-5225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 33 |
| Jurisdiction | BEVERLY MA |
| Township / Civil Division | BEVERLY |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 217500 |
Source: Essex County and Beverly City assessment roll, APN R10, as of April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 85 LOTHROP ST, BEVERLY, MA 01915-5225 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 03, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Dec 03, 2018 | Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST |
| May 15, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 15, 2018 |
| Deed Sale | May 15, 2018 |
| Prior Sale | Apr 09, 2013 |
| Deed Document Number | 20181680 |
| Deed Book / Page | 36714 / 470 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 85 LOTHROP ST, BEVERLY, MA 01915-5225 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 041696-351 |
|---|---|
| Date | Aug 03, 2023 |
| Book Page | 41696/351 |
| Instrument | 20230803001490 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 85 LOTHROP ST, BEVERLY, MA 01915-5225 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37192-313 |
|---|---|
| Date | Dec 03, 2018 |
| Book Page | 37192/313 |
| Instrument | 365 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEVERLY MA |
| Recording Date | May 15, 2018 |
| Property Address | 85 LOTHROP ST, BEVERLY, MA 01915-5225 |
| Document Number | 36714-470 |
| Book / Page | 036714 / 000470 |
| Instrument Date | May 19, 2017 |
| Instrument | 1805151680 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 85 LOTHROP ST BEVERLY MA 019155225, BEVERLY, MA 01915-5225 |
Source: Essex County and Beverly City assessment roll as of April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Beverly City |
| Unified School District | Beverly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $29,095.00 (-0.93%) | $2,647,400 (+1.24%) Land $1,594,500 Building $1,052,900 |
| 2024 | $29,368.00 (+20.37%) | $2,615,100 (+20.68%) Land $1,562,200 Building $1,052,900 |
| 2023 | $24,399.00 | $2,166,900 Land $1,114,000 Building $1,052,900 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092175004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Mar 1983 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 430 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA, Verizon.
Source: EPA Safe Drinking Water Information System, water system MA3030000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BEVERLY WATER DEPT serves 47,461 people |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Nov 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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