85 Loring Ave, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 85 Loring Ave, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,340 sqft · built 1962
Lot Size	0.153 acres (6,665 sqft)
Owner	2 Individual Names on File
Last Sale	$1,250,000 (Mar 2024)
Tax Bill	$11,851 (2026)
Deeds & Mortgages	Mar 2024 Sale Jul 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WINC M:013 B:0283 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:013 B:0283 L:0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,340 sqft Living Area
Gross Area	3,774 sqft
Basement Area	840 sqft
Unfinished Basement	210 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,665 sqft (0.153 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	85 LORING AVE
City	WINCHESTER
State	MA
Zip	01890-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG
Legal Block	283
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	3
Census Block	3014
Census Tract	338200

Owner

85 Loring Ave is owned and occupied by two individuals who bought it in March 2024.

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	85 LORING AVE, WINCHESTER, MA 01890-1641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Quit Claim Deed, Transfer
Jul 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.
Oct 19, 2018	Quit Claim Deed, Transfer · Conventional Mortgage FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2024 · Amount on File
Deed Sale	Mar 15, 2024 · Amount on File
Prior Sale	Oct 19, 2018 · Amount on File
Deed Book / Page	82572 / 516
Prior Transfer Date	Mar 13, 2024
Prior Transfer Doc	082572-516
Record Updated	Oct 29, 2026

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Mar 15, 2024
Property Address	85 LORING AVE, WINCHESTER, MA 01890-1641
Document Number	082572-516
Book / Page	82572 / 516
Instrument Date	Mar 13, 2024
Instrument	26010
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	85 LORING AVE, WINCHESTER, MA 01890-1641

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	85 LORING AVE, WINCHESTER, MA 01890-1641
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75019-580
Date	Jul 1, 2020
Book Page	75019/580
Instrument	104792

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Oct 19, 2018
Property Address	85 LORING AVE, WINCHESTER, MA 01890-1641
Document Number	71765-516
Book / Page	071765 / 000516
Instrument Date	Oct 18, 2018
Instrument	160813
Transaction Type	Transfer
Record Updated	Nov 16, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,693.14
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 LORING AVE WINCHESTER MA 018901641, WINCHESTER, MA 01890-1641

Mortgage

Document Number	71765-519
Date	Oct 19, 2018
Book Page	071765/000519
Instrument	160814

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 85 Loring Ave was $11,851, up 10,387.6% from the year before.

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,851.00 (+10,387.61%)	$1,069,600 (+4.3%) Land $613,300 Building $456,300	$1,192,359 (+2.16%)
2025	$113.00 (-98.96%)	$1,025,500 (+6.68%) Land $582,700 Building $442,800	$1,167,170
2024	$10,892.00 (+2.26%)	$961,300 (+6.5%) Land $552,000 Building $409,300
2023	$10,651.00	$902,600 Land $506,000 Building $396,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Loring Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	113 units insured incl. 85 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Loring Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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