85 Longford Dr, Elgin, IL 60120 Property Records

Cook County property record for 85 Longford Dr, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,543 sqft · built 1984
Lot Size	0.179 acres (7,800 sqft)
Owner	Trust Name on File
Tax Bill	$6,818 (2023)
Deeds & Mortgages	Jan 2019 Transfer Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-17-109-018`

Property Details

APN / Parcel Number

Primary APN	`06-17-109-018`
Alternative APN	`06-17-109-018-0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,543 sqft Living Area
1st Floor Area	1,543 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1985
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,800 sqft (0.179 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	85 LONGFORD DR
City	ELGIN
State	IL
Zip	60120-4689
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(PARKWOOD) (EAST) (UNIT2) A SUB OF PT LYING W OF COMM ONWEALTH EDISON CO ROW IN THE NW SEC 17-41-09
Legal Range	09E
Legal Township	41N
Legal Section	17
Legal Subdivision	PARKWOOD EAST UNIT2
Legal Lot Number	185
Legal Unit	2
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3024
Census Tract	804404

Owner

85 Longford Dr is owner-occupied and held in a trust since January 2019.

Source: Cook County records, as of May 27, 2026

Owner of Record	Trust Name on File
Mailing Address	85 LONGFORD DR, ELGIN, IL 60120-4689
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 5, 2017	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 4, 2019
Transfer Doc	0000049189
Record Updated	Sep 20, 2026

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Jan 16, 2019
Property Address	85 LONGFORD DR, ELGIN, IL 60120-4689
Document Number	1901649189
Instrument Date	Jan 4, 2019
Instrument	1649189
Transaction Type	Transfer
Record Updated	Jan 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	85 LONGFORD DR ELGIN IL 601204689, ELGIN, IL 60120-4689

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	85 LONGFORD DR, ELGIN, IL 60120-4689
Document Number	1735249287
Instrument Date	Dec 5, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 LONGFORD DR ELGIN IL 601204689, ELGIN, IL 60120-4689

Mortgage

Document Number	1735249287
Date	Dec 18, 2017
Instrument	35249287

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,000 Land $5,460 Building $26,540	$320,000 Land $54,600 Building $265,400
2023	$6,818.00 (+3.37%)
2022	$6,596.00 Homeowner's exemption	$27,000 Land $4,290 Building $22,710	$270,000 Land $42,900 Building $227,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Longford Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 85 Longford Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Longford Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures