85 Locust Ave, Amsterdam, NY 12010 Property Records

Montgomery County and Amsterdam City property record for 85 Locust Ave, Amsterdam, NY 12010

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 3,234 sqft · built 1906
Lot Size	0.363 acres (15,820 sqft)
Owner	2 Individual Names on File
Last Sale	$63,000 (Feb 1997)
Tax Bill	$3,310 (2026)
Flood Zone	Zone X (minimal risk)
APN	`270100 40.17-1-28`

Property Details

APN / Parcel Number

Primary APN	`270100 40.17-1-28`
Alternative APNs	`010004001700010280000000` `0207150`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,234 sqft Total Area
1st Floor Area	1,617 sqft
2nd Floor Area	1,617 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	15,820 sqft (0.363 acres)
Lot Dimensions	190 ft deep x 83 ft wide
Garage Type	Detached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0207150
Street Address	85 LOCUST AVE
City	AMSTERDAM
State	NY
Zip	12010-2622
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	H 2G L 95X183.5
Legal Block	1
Legal Lot Number	28.000
Jurisdiction	MONTGOMERY NY
Township / Civil Division	AMSTERDAM
Census Block Group	2
Census Block	2000
Census Tract	70600

Owner

85 Locust Ave, a duplex, is owned and occupied by two individuals who bought it in February 1997.

Source: Montgomery County and Amsterdam City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	85 LOCUST AVE, AMSTERDAM, NY 12010-2622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 1997 · Amount on File
Deed Sale	Feb 28, 1997 · Amount on File
Deed Book / Page	618 / 180
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 85 Locust Ave was $3,310 with a homeowner's exemption, up 116.8% from the year before.

Source: Montgomery County and Amsterdam City assessment roll, as of May 11, 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Amsterdam City
County	Montgomery County
Unified School District	Amsterdam City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,310.00 (+116.76%) Homeowner's exemption
2025	$1,527.00	$73,000 Land $18,400 Building $54,600	$214,706 Land $54,118 Building $160,588
2023		$73,000 Land $18,400 Building $54,600	$169,767 Land $42,791 Building $126,976
2020	$1,290.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Locust Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Locust Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMSTERDAM (C) serves 20,700 people · EPA ID NY2800136
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	14 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20