Essex County and Lynnfield Town property record for 85 Locksley Rd, Lynnfield, MA 01940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,899 sqft · built 1951 |
| Lot Size | 0.333 acres (14,501 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $645,000 (Dec 2017) |
| Tax Bill | $11,547 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LYNF M:0046 B:0000 L:0739 |
| Primary APN | LYNF M:0046 B:0000 L:0739 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,899 sqft Living Area |
| Gross Area | 3,252 sqft |
| Basement Area | 948 sqft |
| Unfinished Basement | 948 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 14,501 sqft (0.333 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 85 LOCKSLEY RD |
|---|---|
| City | LYNNFIELD |
| State | MA |
| Zip | 01940-1413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 739 |
| Jurisdiction | LYNNFIELD MA |
| Township / Civil Division | LYNNFIELD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 209100 |
Source: Essex County and Lynnfield Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 85 LOCKSLEY RD, LYNNFIELD, MA 01940-1413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · Line of Credit METRO CREDIT UNION |
| Jun 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage METRO CU |
| Dec 28, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage SANTANDER BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2017 · Amount on Record |
| Deed Sale | Dec 28, 2017 · Amount on Record |
| Prior Sale | Dec 13, 2006 · Amount on Record |
| Deed Document Number | 2017589153 |
| Transfer Doc | 0000589153 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Recording Date | Apr 16, 2026 |
| Property Address | 85 LOCKSLEY RD, LYNNFIELD, MA 01940-1413 |
| Document Number | 0000665568 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 2026665568 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 85 LOCKSLEY RD, LYNNFIELD, MA 01940-1413 |
| Document Number | 0000665568, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 2026665568 |
| Name | METRO CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 85 LOCKSLEY RD, LYNNFIELD, MA 01940-1413 |
| Document Number | 0000614423 |
| Instrument Date | Jun 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 85 LOCKSLEY RD LYNNFIELD MA 019401413, LYNNFIELD, MA 01940-1413 |
| Document Number | 0000614423 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 614423 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 22, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Recording Date | Dec 28, 2017 |
| Property Address | 85 LOCKSLEY RD, LYNNFIELD, MA 01940-1413 |
| Document Number | 0000589153 |
| Instrument Date | Dec 9, 2017 |
| Instrument | 589153 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,941.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 85 LOCKSLEY RD LYNNFIELD MA 019401413, LYNNFIELD, MA 01940-1413 |
| Document Number | 589154 |
|---|---|
| Date | Dec 28, 2017 |
| Instrument | 589154 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 27, 2047 |
Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Lynnfield Town |
| Unified School District | Lynnfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,547.00 (+12.7%) | $1,007,600 (+3.84%) Land $601,100 Building $406,100 | $1,033,865 (+9.67%) |
| 2025 | $10,246.00 (+7.32%) | $970,300 (+6.81%) Land $577,900 Building $392,400 | $942,685 |
| 2024 | $9,547.00 | $908,400 (+7.52%) Land $540,100 Building $368,300 | |
| 2023 | $9,547.00 | $844,900 Land $512,200 Building $332,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1982–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNNFIELD WATER DIST. (MWRA) serves 4,820 people · EPA ID MA3164001 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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