Warwick City property record for 85 Lindy Ave, Warwick, RI 02889 · Last verified August 2026
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3 ba · 2,364 sqft · built 1950 |
| Lot Size | 0.362 acres (15,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $620,000 (Oct 2025) |
| Tax Bill | $6,807 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34002210000 |
| Primary APN | 34002210000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,364 sqft Living Area |
| Gross Area | 5,011 sqft |
| 1st Floor Area | 1,824 sqft |
| Attic | Attic |
| Attic Area | 720 sqft |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,750 sqft (0.362 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 45668 |
|---|---|
| Street Address | 85 LINDY AVE |
| City | WARWICK |
| State | RI |
| Zip | 02889-3020 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 221 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 21401 |
Source: Warwick City records · APN 34002210000
Assessment roll updated June 22, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 85 LINDY AVE, WARWICK, RI 02889-3020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 24, 2025 | Deed, Transfer VETERANS UNITED HOME LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 24, 2025 · Amount on Record |
| Deed Sale | Oct 24, 2025 · Amount on Record |
| Deed Document Number | 202512381 |
| Deed Book / Page | 10778 / 235 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Jul 17, 2026 |
| Property Address | 85 LINDY AVE, WARWICK, RI 02889-3020 |
| Document Number | 0000008319 |
| Book / Page | 10930 / 97 |
| Instrument Date | Jul 09, 2026 |
| Instrument | 20268319 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2026 |
| Name | Verified Name |
|---|---|
| Address | 85 LINDY AVE, WARWICK, RI 02889-3020 |
| Document Number | 0000008319, |
|---|---|
| Date | Jul 17, 2026 |
| Book Page | 10930/97 |
| Instrument | 20268319 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Oct 24, 2025 |
| Property Address | 85 LINDY AVE, WARWICK, RI 02889-3020 |
| Document Number | 010778-235 |
| Book / Page | 10778 / 235 |
| Instrument Date | Oct 24, 2025 |
| Instrument | 12381 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 85 LINDY AVE, WARWICK, RI 02889-3020 |
| Document Number | 0000012383 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 12383 |
| Name | VETERANS UNITED HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 01, 2055 |
Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,807.00 (+13%) | $536,000 (+26.27%) Land $115,300 Building $420,700 |
| 2023 | $6,024.00 (+5.59%) | $424,500 (+39.36%) Land $100,200 Building $324,300 |
| 2022 | $5,705.00 | $304,600 Land $71,800 Building $232,800 |
Source: FEMA National Flood Hazard Layer, County delivery 44003C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440030214011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 2 (2010–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2024, rainfall accumulation, Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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