Ocean County and Ocean Township property record for 85 Lighthouse Dr, Waretown, NJ 08758 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,602 sqft · built 1952 |
| Lot Size | 0.262 acres (11,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $224,000 (Jul 2003) |
| Tax Bill | $7,196 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Aug 2025 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00113-0000-00013 |
| Primary APN | 21-00113-0000-00013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,602 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 11,400 sqft (0.262 acres) |
| Lot Dimensions | 95 ft deep x 120 ft wide |
| Garage Type | Detached |
| Pool Type | Spa / Hot Tub (No Pool) |
| Porch | Enclosed Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 85 LIGHTHOUSE DR |
|---|---|
| City | WARETOWN |
| State | NJ |
| Zip | 08758-1912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 120X95XIRR |
| Legal Subdivision | HOLIDAY BEACH |
| Legal Block | 113 |
| Legal Lot Number | 13 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 733001 |
Source: Ocean County and Ocean Township records · APN 21-00113-0000-00013
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 85 LIGHTHOUSE DR, WARETOWN, NJ 08758-1912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 13, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CREDIT UNION OF NEW JERSEY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 23, 2003 · Amount on Record |
| Deed Sale | Jul 23, 2003 · Amount on Record |
| Prior Sale | Jun 13, 1994 · Amount on Record |
| Deed Book / Page | 11557 / 759 |
| Last Transfer Date | Apr 18, 2007 |
| Transfer Doc | 0136161112 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 85 LIGHTHOUSE DR, WARETOWN, NJ 08758-1912 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0189140141 |
|---|---|
| Date | Feb 17, 2022 |
| Book Page | 18914/141 |
| Instrument | 2022021010 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 85 LIGHTHOUSE DR, WARETOWN, NJ 08758-1912 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0201011178 |
|---|---|
| Date | Aug 13, 2025 |
| Book Page | 20101/1178 |
| Instrument | 2025062977 |
| Name | CREDIT UNION OF NEW JERSEY |
|---|---|
| Type | Credit Union |
| Address | TRENTON, NJ 08628 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 27, 2040 |
Source: Ocean County and Ocean Township records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $456,000 (-) Land $103,400 Building $352,600 | $456,000 (-) Land $103,400 Building $352,600 | |
| 2025 | $7,196.00 (+4.58%) | $456,000 (+72.86%) Land $103,400 Building $352,600 | $456,000 (+72.86%) Land $103,400 Building $352,600 |
| 2024 | $6,881.00 (+20.05%) | ||
| 2023 | $263,800 Land $71,000 Building $192,800 | $263,800 Land $71,000 Building $192,800 | |
| 2022 | $5,732.00 |
Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340297330011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 191 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 191 in force |
| Nearby Flood Claims | 42 (2012–2025) |
| Claims Outside the SFHA | 1 of 42 |
| Most Recent Claim | Oct 2025, tidal / storm surge |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 225 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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