85 Liberty St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 85 Liberty St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,930 sqft · built 1914
Lot Size	0.075 acres (3,267 sqft)
Owner	Individual Name on File
Last Sale	$675,000 (Dec 2025)
Tax Bill	$11,978 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-00456-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`02-00456-0000-00004`
Alternative APN	`020045600004`

Interior

Stories	2 Stories
Building Area	1,930 sqft Living Area

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Multi-Family
Lot Area	3,267 sqft (0.075 acres)
Lot Dimensions	99 ft deep x 33 ft wide

Location & Zoning

Old Parcel Number	020045600004
Street Address	85 LIBERTY ST
City	BLOOMFIELD
State	NJ
Zip	07003-5009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	33 X 99
Legal Block	456
Legal Lot Number	4
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	4
Census Block	4001
Census Tract	15500

Owner

85 Liberty St is owned and occupied by an individual who bought it in December 2025.

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	85 LIBERTY ST, BLOOMFIELD, NJ 07003-5009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SVGS BK
Oct 12, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG
Jul 21, 2017	Grant Deed, Transfer FORTUNE TITLE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2025 · Amount on File
Deed Sale	Dec 4, 2025 · Amount on File
Prior Sale	Jul 21, 2017 · Amount on File
Deed Document Number	202575321
Record Updated	Sep 20, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 4, 2025
Property Address	85 LIBERTY ST, BLOOMFIELD, NJ 07003-5009
Document Number	0000075321
Instrument Date	Oct 8, 2025
Instrument	2025075321
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	ELITE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	83 THACKERAY RD, OAKLAND, NJ 07436-3310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 LIBERTY ST, BLOOMFIELD, NJ 07003-5009

Mortgage

Document Number	0000075322
Date	Dec 4, 2025
Instrument	2025075322

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2055

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	85 LIBERTY ST, BLOOMFIELD, NJ 07003-5009
Document Number	0000088722
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	GOLDEN TITLE AGENCY, GOLDEN TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 LIBERTY ST BLOOMFIELD NJ 070035009, BLOOMFIELD, NJ 07003-5009

Mortgage

Document Number	0000088722
Date	Sep 14, 2020
Instrument	88722

Lender

Name	FIRST SVGS BK
Type	Federal Savings Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 12, 2017
Property Address	85 LIBERTY ST, BLOOMFIELD, NJ 07003-5009
Document Number	0000090166
Instrument Date	Oct 3, 2017
Instrument	90166
Transaction Type	Transfer
Record Updated	Feb 28, 2018
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 LIBERTY ST BLOOMFIELD NJ 070035009, BLOOMFIELD, NJ 07003-5009

Mortgage

Document Number	90168
Date	Oct 12, 2017
Instrument	90168

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2047

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 21, 2017
Property Address	85 LIBERTY ST, BLOOMFIELD, NJ 07003-5009
Document Number	0000063261
Instrument Date	Jun 23, 2017
Instrument	63261
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	FORTUNE TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$199.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	58 CALDWELL AVE SADDLE BROOK NJ 076636067, SADDLE BROOK, NJ 07663-6067

Tax Assessment & Valuation

The 2025 property tax bill for 85 Liberty St was $11,978, up 4.4% from the year before.

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,300 (-) Land $104,200 Building $239,100	$343,300 (-) Land $104,200 Building $239,100
2025	$11,978.00 (+4.42%)	$343,300 Land $104,200 Building $239,100	$343,300 Land $104,200 Building $239,100
2024	$11,471.00
2023		$338,200	$343,300 Land $104,200 Building $239,100
2022	$10,829.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Liberty St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Liberty St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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