Anne Arundel County property record for 85 Lawrence Ave, Severn, MD 21144
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,808 sqft · built 2000 |
| Lot Size | 0.093 acres (4,052 sqft) |
| Owner | Individual Name on File |
| Last Sale | $410,000 (Jun 2022) |
| Tax Bill | $4,715 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-322-90101842 |
| Primary APN | 04-322-90101842 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,808 sqft Living Area |
| 1st Floor Area | 928 sqft |
| Basement Area | 880 sqft |
| Finished Basement | 880 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,052 sqft (0.093 acres) |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Deck Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 32290101842 |
|---|---|
| Street Address | 85 LAWRENCE AVE |
| City | SEVERN |
| State | MD |
| Zip | 21144-3341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 29AR BK D GRANDE VIEW PARK |
| Legal Subdivision | GRANDE VIEW PARK |
| Legal Block | D |
| Legal Lot Number | 29AR |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 740303 |
85 Lawrence Ave is owned and occupied by an individual who bought it in June 2022.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 85 LAWRENCE AVE, SEVERN, MD 21144-3341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Jun 15, 2022 | Deed, Transfer · FHA Mortgage FIRST WASHINGTON MORTGAGE |
| Jul 23, 2020 | Deed of Trust, Mortgage · Conventional with PMI WINTRUST MTG |
| Sep 11, 2019 | Deed, Transfer · VA Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Jul 8, 2019 | Grant Deed, Transfer ATLANTIC TITLE AND ESCROW COMPANY, ATLANTIC TITLE & ESCROW CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2022 · Amount on File |
| Deed Sale | Jun 15, 2022 · Amount on File |
| Prior Sale | Sep 11, 2019 · Amount on File |
| Deed Book / Page | 38836 / 353 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 22, 2026 |
| Property Address | 85 LAWRENCE AVE, SEVERN, MD 21144-3341 |
| Document Number | 4246000251 |
| Book / Page | 42463 / 251 |
| Instrument Date | Jun 11, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Title Company | CLOSING USA LLC, CLOSING USA |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 85 LAWRENCE AVE, SEVERN, MD 21144-3341 |
| Document Number | 4246000251, |
|---|---|
| Date | Jun 22, 2026 |
| Book Page | 42463/251 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 15, 2022 |
| Property Address | 85 LAWRENCE AVE, SEVERN, MD 21144-3341 |
| Document Number | 0388360353 |
| Book / Page | 38836 / 353 |
| Map Reference | MB 223 FO 46 PL11722 |
| Instrument Date | Jun 10, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2022 |
| Title Company | VELOCITY NATIONAL TITLE COMPANY, VELOCITY NATIONAL TTL CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 85 LAWRENCE AVE, SEVERN, MD 21144-3341 |
| Document Number | 0038836358 |
|---|---|
| Date | Jun 15, 2022 |
| Instrument | 38836/358 |
| Name | FIRST WASHINGTON MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 85 LAWRENCE AVE, SEVERN, MD 21144-3341 |
| Document Number | 0351480372 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 85 LAWRENCE AVE SEVERN MD 211443341, SEVERN, MD 21144-3341 |
| Document Number | 0351480372 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 035148/000372 |
| Name | WINTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROSEMONT, IL 60018 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 31, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Sep 11, 2019 |
| Property Address | 85 LAWRENCE AVE, SEVERN, MD 21144-3341 |
| Document Number | 0335570308 |
| Book / Page | 33557 / 308 |
| Map Reference | MB 223 FO 46 PL11722 |
| Instrument Date | Jul 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,748.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 85 LAWRENCE AVE, SEVERN, MD 21144-3341 |
| Document Number | 33557315 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 33557/315 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jul 8, 2019 |
| Property Address | 85 LAWRENCE AVE, SEVERN, MD 21144-3341 |
| Document Number | 0333180462 |
| Book / Page | 033318 / 000462 |
| Instrument Date | Jun 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2019 |
| Title Company | ATLANTIC TITLE AND ESCROW COMPANY, ATLANTIC TITLE & ESCROW CO |
| Amount | Amount on Record |
|---|---|
| Tax | $312.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 85 Lawrence Ave was $4,715.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $402,500 (+4.57%) | $437,700 (+13.72%) Land $200,100 Building $237,600 | |
| 2025 | $4,715.00 | $384,900 Land $185,100 Building $199,800 | $384,900 Land $185,100 Building $199,800 |
| 2023 | $3,601.00 | $329,767 | $384,900 Land $185,100 Building $199,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 85 Lawrence Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (2014–2018) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 85 Lawrence Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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