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85 Lance Forest Rd, Fletcher, NC 28732 Property Records

Henderson County property record for 85 Lance Forest Rd, Fletcher, NC 28732

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,511 sqft · built 2024
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$475,000 (Jul 2024)
Tax Bill$2,224 (2025)
Deeds & MortgagesJul 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9653232106

Property Details

APN / Parcel Number

Primary APN9653232106
Alternative APN
  • 10011170

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,511 sqft Heated Area
1st Floor Area1,068 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area7,405 sqft (0.17 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area110 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number10011170
Street Address85 LANCE FOREST RD
CityFLETCHER
StateNC
Zip28732-0838
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code10011170~R
Legal DescriptionHERITAGE PARK SUBDIVISION LO8 PL2023-15078
Legal SubdivisionHERITAGE PARK SUBDIVISION
Legal Block23
Legal Lot Number2106
JurisdictionHENDERSON NC
Township / Civil DivisionHOOPERS CREEK
Census Block Group4
Census Block4005
Census Tract930600

Owner

85 Lance Forest Rd is owned and occupied by an individual who bought it in July 2024.

Source: Henderson County records, as of July 14, 2026

Owner of RecordIndividual Name on File
Mailing Address85 LANCE FOREST RD, FLETCHER, NC 28732-0838
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 12, 2024 · Amount on File
Deed SaleJul 12, 2024 · Amount on File
Deed Document Number20241017175
Deed Book / Page4185 / 684
Record UpdatedSep 20, 2026

July 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHENDERSON NC
Recording DateJul 12, 2024
Property Address85 LANCE FOREST RD, FLETCHER, NC 28732-0838
Document Number0041850684
Book / Page4185 / 684
Map ReferenceMB 2023 PGS 15077 TH
Instrument DateJul 12, 2024
Instrument1001017175
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 30, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$950.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8025 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 LANCE FOREST RD, FLETCHER, NC 28732-0838

Mortgage

Document Number1001017176
DateJul 12, 2024
Instrument1001017176
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 85 Lance Forest Rd was $2,224.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
MunicipalityFletcher Town
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$516,200 Land $100,000 Building $416,200
2025$2,224.00
2023$516,200 Land $100,000 Building $416,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Lance Forest Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Lance Forest Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ASHEVILLE
serves 157,431 people · EPA ID NC0111010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Optimum
Cable		940 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Spectrum.

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