85 Lake Rd, Andover, CT 06232 Property Records

Andover Town property record for 85 Lake Rd, Andover, CT 06232

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,478 sqft · built 1981
Lot Size	3.53 acres (153,767 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,298 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Mortgage + 2 more
APN	`ANDO M:0032 B:0048 L:000004`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:0032 B:0048 L:000004`
Alternative APNs	`ADVR M:0032 B:0048 L:000004` `869`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,478 sqft Living Area
Gross Area	2,848 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Cape Cod
Exterior Material	Logs
Construction Type	Concrete
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	153,767 sqft (3.53 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	869
Street Address	85 LAKE RD
City	ANDOVER
State	CT
Zip	06232-1512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	48
Legal Lot Number	4
Jurisdiction	ANDOVER CT
Township / Civil Division	ANDOVER
Census Block Group	1
Census Block	1008
Census Tract	528100

Owner

Source: Andover Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 LAKE RD, ANDOVER, CT 06232-1512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Balloon Mortgage QUICKEN LOANS INC
Mar 16, 2021	Deed of Trust, Mortgage · Balloon Mortgage QUICKEN LOANS INC
Sep 13, 2017	Deed of Trust, Mortgage MEMBERS MORTGAGE COMPANY INC
Jun 5, 2019	Warranty Deed, Transfer · Conventional with PMI QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER CT
Property Address	85 LAKE RD, ANDOVER, CT 06232-1512
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000138-261
Date	Mar 16, 2021
Book Page	138/261
Instrument	140

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER CT
Property Address	85 LAKE RD, ANDOVER, CT 06232-1512
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	138-261
Date	Mar 16, 2021
Book Page	138/261
Instrument	140

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER CT
Property Address	85 LAKE RD, ANDOVER, CT 06232-1512
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	130-433
Date	Sep 13, 2017
Book Page	130/433

Lender

Name	MEMBERS MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDOVER CT
Recording Date	Jun 5, 2019
Property Address	85 LAKE RD, ANDOVER, CT 06232-1512
Document Number	133-831
Book / Page	000133 / 000831
Instrument Date	Jun 5, 2019
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 LAKE RD ANDOVER CT 062321512, ANDOVER, CT 06232-1512

Mortgage

Document Number	133-833
Date	Jun 5, 2019
Book Page	000133/000833

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2049

Tax Assessment & Valuation

Source: Andover Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Andover Town
Elementary School District	Andover School District (PK - 06)
Secondary School District	Regional School District 08 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,298.00	$167,720 (+0.5%) Land $37,870 Building $129,850	$117,404 Land $26,509 Building $90,895
2024	$5,298.00 (+1.46%)
2023	$5,222.00 (-1.93%)	$166,880 (-) Land $37,870 Building $129,010
2022	$5,325.00	$166,880 Land $37,870 Building $129,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Rd

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