85 Lady Slipper Loop, Newland, NC 28657 Property Records

Avery County property record for 85 Lady Slipper Loop, Newland, NC 28657

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 2 ba · 1,052 sqft · built 1987
Owner	Individual Name on File
Last Sale	$105,000 (Jun 2000)
Tax Bill	$635 (2025)
Deeds & Mortgages	Dec 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38702`

Property Details

APN / Parcel Number

Primary APN	`38702`
Alternative APN	`18441166026500000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,052 sqft Heated Area
Basement Area	572 sqft
Unfinished Basement	572 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1992
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	96 sqft
Deck Area	336 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	38702
Street Address	85 LADY SLIPPER LOOP
City	NEWLAND
State	NC
Zip	28657
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LH LAKE VIEW HILLS 033 0003 0071
Legal Subdivision	LH LAKE VIEW HILLS
Jurisdiction	AVERY NC
Township / Civil Division	PINEOLA
Census Block Group	3
Census Block	3030
Census Tract	930200

Owner

85 Lady Slipper Loop, a residential property, is owned by an individual who bought it in June 2000.

Source: Avery County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	1828 LAND HBR, NEWLAND, NC 28657-7919
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2000 · Amount on File
Deed Sale	Jun 1, 2000 · Amount on File
Deed Document Number	0000033195
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	85 LADY SLIPPER LOOP, NEWLAND, NC 28657
Transaction Type	Mortgage
Record Updated	Jan 6, 2023
Title Company	FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 LADY SLIPPER LOOP, NEWLAND, NC 28657

Mortgage

Document Number	0000007092
Date	Dec 28, 2022
Book Page	584/2219
Instrument	2022007092

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	765 Months
Due	Sep 29, 2086

Interest

Rate Type	Adjustable Rate
Rate	7.82%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.8%

Tax Assessment & Valuation

The 2025 property tax bill for 85 Lady Slipper Loop was $635.

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$635.00	$158,900 Land $35,000 Building $123,900	$158,900 Land $35,000 Building $123,900
2023	$635.00	$158,900 (-) Land $35,000 Building $123,900	$158,900 (-) Land $35,000 Building $123,900
2022	$635.00	$158,900 Land $35,000 Building $123,900	$158,900 Land $35,000 Building $123,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Lady Slipper Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Nearby Flood Policies	47 in force
Nearby Flood Claims	116 (1989–2024)
Claims Outside the SFHA	22 of 116
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 49 claims Hurricane Ivan, Sep 2004 · 22 claims Tropical Storm Frances, Sep 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Lady Slipper Loop is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINVILLE LAND HARBOR private · serves 2,280 people · EPA ID NC0106104
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20