85 Knowledge Ct, Lake Saint Louis, MO 63367 Property Records

St. Charles County property record for 85 Knowledge Ct, Lake Saint Louis, MO 63367

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,574 sqft · built 2005
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$318,000 (Jul 2021)
Tax Bill	$4,118 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T062300086`

Property Details

APN / Parcel Number

Primary APN	`T062300086`
Alternative APN	`4-0061-9743-00-0192.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,594 sqft Living Area
Gross Area	3,788 sqft
1st Floor Area	1,574 sqft
Basement Area	1,526 sqft
Finished Basement	1,020 sqft
Unfinished Basement	506 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Masonry Veneer
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	688 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	123 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T062300086
Street Address	85 KNOWLEDGE CT
City	LAKE SAINT LOUIS
State	MO
Zip	63367-6472
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOVE MEADOWS #2 LOT 192
Legal Subdivision	DOVE MEADOWS #2
Legal Lot Number	192
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1004
Census Tract	312193

Owner

Source: St. Charles County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 KNOWLEDGE CT, LAKE SAINT LOUIS, MO 63367-6472
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CREDIT UNION
Jul 2, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU
Aug 4, 2017	Deed of Trust, Mortgage MORTGAGE SOLUTIONS/ST LOUIS
Jan 30, 2017	Deed of Trust, Mortgage MORTGAGE SOLUTIONS/ST LOUIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2021 · Amount on Record
Deed Sale	Jul 2, 2021 · Amount on Record
Prior Sale	Feb 1, 2006 · Amount on Record
Deed Document Number	202155937
Prior Transfer Date	Jan 26, 2006
Prior Transfer Doc	0000089500
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Oct 7, 2026
Property Address	85 KNOWLEDGE CT, LAKE SAINT LOUIS, MO 63367-6472
Document Number	0000047771
Instrument Date	Sep 29, 2026
Instrument	202647771
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 KNOWLEDGE CT, LAKE SAINT LOUIS, MO 63367-6472

Mortgage

Document Number	0000047771,
Date	Oct 7, 2026
Instrument	202647771

Lender

Name	FIRST COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 2, 2021
Property Address	85 KNOWLEDGE CT, LAKE SAINT LOUIS, MO 63367-6472
Document Number	0000055937
Map Reference	MB 41 PG 375-358
Instrument Date	Jun 28, 2021
Instrument	2021R-055937
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85 KNOWLEDGE CT, 85, LAKE SAINT LOUIS, MO 63367-6472

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 KNOWLEDGE CT, LAKE SAINT LOUIS, MO 63367-6472

Mortgage

Document Number	0000055938
Date	Jul 2, 2021
Instrument	2021R-055938

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	85 KNOWLEDGE CT, LAKE SAINT LOUIS, MO 63367-6472
Document Number	0067890441
Book / Page	006789 / 000441
Instrument Date	Aug 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	85 KNOWLEDGE CT LAKE ST LOUIS MO 633676472, LAKE ST LOUIS, MO 63367-6472

Mortgage

Document Number	0067890441
Date	Aug 9, 2017
Book Page	006789/000441
Instrument	499900

Lender

Name	MORTGAGE SOLUTIONS/ST LOUIS
Type	Mortgage Company
Address	SAINT LOUIS, MO 63119

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 8, 2032

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	85 KNOWLEDGE CT, LAKE SAINT LOUIS, MO 63367-6472
Document Number	0066960235
Book / Page	006696 / 000235
Instrument Date	Jan 30, 2017
Transaction Type	Mortgage
Record Updated	Feb 14, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	85 KNOWLEDGE CT LAKE ST LOUIS MO 633676472, LAKE ST LOUIS, MO 63367-6472

Mortgage

Document Number	0066960235
Date	Feb 6, 2017
Book Page	006696/000235
Instrument	78940

Lender

Name	MORTGAGE SOLUTIONS/ST LOUIS
Type	Mortgage Company
Address	SAINT LOUIS, MO 63119

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 5, 2032

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,795 (-)	$351,554 (-) Building $351,554
2025	$4,118.00	$66,795 (+5.66%)	$351,554 (+5.66%)
2023		$63,215
2022			$332,708 Building $332,708

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1979–1983)
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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