85 King Lear Dr, Charles Town, WV 25414 Property Records

Jefferson County property record for 85 King Lear Dr, Charles Town, WV 25414

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,408 sqft · built 1988
Lot Size	1.13 acres (49,223 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Sep 2019)
Tax Bill	$2,235 (2026)
Deeds & Mortgages	May 2019 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-9D-0018.0000`

Property Details

APN / Parcel Number

Primary APN	`06-9D-0018.0000`
Alternative APN	`19-06-9D-0018.0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,408 sqft Living Area
1st Floor Area	2,816 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Family Room	Family Room

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	49,223 sqft (1.13 acres)
Lot Dimensions	212 ft deep x 2,807 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	85 KING LEAR DR
City	CHARLES TOWN
State	WV
Zip	25414-4713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 2 #217 AVON BEND
Legal Subdivision	AVON BEND
Jurisdiction	JEFFERSON WV
Township / Civil Division	KABLETOWN
Census Block Group	1
Census Block	1034
Census Tract	972800

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 KING LEAR DR, CHARLES TOWN, WV 25414-4713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2019	Deed of Trust, Mortgage · ARM CITY NATIONAL BANK OF WEST VIRGINIA
Sep 5, 2019	Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Oct 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2019 · Amount on Record
Deed Sale	Sep 5, 2019 · Amount on Record
Deed Document Number	201911194
Deed Book / Page	1229 / 387
Prior Transfer Date	Oct 1, 2018
Prior Transfer Doc	0000011694
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	85 KING LEAR DR, CHARLES TOWN, WV 25414-4713
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005891
Date	May 22, 2019
Book Page	2224/703
Instrument	201900005891

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	CHARLESTON, WV 25313

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.35%
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6.35%
Index	1-Year CMT
Max Rate	8.35%

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Sep 5, 2019
Property Address	85 KING LEAR DR, CHARLES TOWN, WV 25414-4713
Document Number	1229/387
Book / Page	1229 / 387
Map Reference	MB 305 PG 7
Instrument Date	Sep 3, 2019
Instrument	201900011194
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,102.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	85 KING LEAR DR, CHARLES TOWN, WV 25414-4713

Mortgage

Document Number	201900011195
Date	Sep 5, 2019
Instrument	201900011195

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Mortgage

Document Number	0000011196
Date	Sep 5, 2019
Book Page	2240/470
Instrument	201900011196

Lender

Name	CITY OF MARTINSBURG
Type	Government Agency
Address	MARTINSBURG, WV 25401

Agreement

Amount	Amount Recorded

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON WV
Recording Date	Oct 2, 2018
Property Address	85 KING LEAR DR, CHARLES TOWN, WV 25414-4713
Document Number	0000011694
Book / Page	001213 / 000391
Instrument Date	Oct 1, 2018
Instrument	11694
Transaction Type	Transfer
Record Updated	Oct 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 KING LEAR DR CHARLES TOWN WV 254144713, CHARLES TOWN, WV 25414-4713

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,235.00 (+4.44%)	$193,800 (+5.21%) Land $86,500 Building $107,300	$323,000 (+5.18%) Land $144,167 Building $178,833
2025	$2,140.00 (+17.26%)	$184,200 (+17.85%) Land $75,500 Building $108,700	$307,100 (+17.89%) Land $125,900 Building $181,200
2023	$1,825.00	$156,300 Land $73,300 Building $83,000	$260,500 Land $122,200 Building $138,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	28 (1979–2025)
Claims Outside the SFHA	8 of 28
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Fran And Associated Heavy Rains,flooding Highwind, Sep 1996 · 13 claims Flooding, Jan 1996 · 7 claims Severe Storms & Flooding, Nov 1985 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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