Santa Cruz County property record for 85 Kerr Rd, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,953 sqft · built 1970 |
| Lot Size | 0.987 acres (42,994 sqft) |
| Owner | Individual Name on File |
| Last Sale | $952,500 (Dec 2019) |
| Tax Bill | $8,507 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Dec 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-201-58 |
| Primary APN | 051-201-58 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,953 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 42,994 sqft (0.987 acres) |
| Heating System | HVAC |
|---|
| Street Address | 85 KERR RD |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-9750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CA |
| Legal Subdivision | SALSIPUEDES RHO |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 123300 |
85 Kerr Rd is owned and occupied by an individual who bought it in December 2019.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 85 KERR RD, WATSONVILLE, CA 95076-9750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 23, 2019 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| Dec 23, 2019 | Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2019 · Amount on File |
| Deed Sale | Dec 23, 2019 · Amount on File |
| Deed Document Number | 201940646 |
| Prior Transfer Date | Dec 17, 2019 |
| Prior Transfer Doc | 0000040644 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 85 KERR RD, WATSONVILLE, CA 95076-9750 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TIT |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1045, BEN LOMOND, CA 95005-1045 |
| Document Number | 0000006492 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 2022-0006492 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2042 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 23, 2019 |
| Property Address | 85 KERR RD, WATSONVILLE, CA 95076-9750 |
| Document Number | 0000040646 |
| Instrument Date | Dec 17, 2019 |
| Instrument | 2019-0040646 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 85 KERR RD, WATSONVILLE, CA 95076-9750 |
| Document Number | 0000040647 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 2019-0040647 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Number | 0000040648 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 2019-0040648 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 23, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 23, 2019 |
| Property Address | 85 KERR RD, WATSONVILLE, CA 95076-9750 |
| Document Number | 0000040644 |
| Instrument Date | Dec 17, 2019 |
| Instrument | 40644 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 829 BRONTE AVE WATSONVILLE CA 950763678, WATSONVILLE, CA 95076-3678 |
The 2025 property tax bill for 85 Kerr Rd was $8,507.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $685,788 (+2%) Land $446,208 Building $239,580 | ||
| 2025 | $8,507.00 | $672,340 Land $437,458 Building $234,882 | |
| 2023 | $7,506.00 (+1.87%) | $646,233 Land $420,471 Building $225,762 | $709,110 |
| 2022 | $7,368.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 85 Kerr Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 2 (2022–2023) |
| Most Recent Claim | Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 85 Kerr Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 71% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| AT&T Fixed Wireless | 25 / 3 |
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