85 Kempton Rd, Millville, MA 01529 Property Records

Worcester County and Millville Town property record for 85 Kempton Rd, Millville, MA 01529

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,812 sqft · built 1988
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Mar 2015)
Tax Bill	$4,708 (2025)
Deeds & Mortgages	Mar 2021 Refinance Apr 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MILV M:0112 B:0004 L:0`

Property Details

APN / Parcel Number

Primary APN	`MILV M:0112 B:0004 L:0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,812 sqft Living Area
Gross Area	3,770 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	85 KEMPTON RD
City	MILLVILLE
State	MA
Zip	01529-1519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VRD
Legal Block	4
Jurisdiction	MILLVILLE MA
Township / Civil Division	MILLVILLE
Census Block Group	2
Census Block	2012
Census Tract	748100

Owner

85 Kempton Rd is owned and occupied by two individuals who bought it in March 2015.

Source: Worcester County and Millville Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	85 KEMPTON RD, MILLVILLE, MA 01529-1519
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOMESIDE FINANCIAL
Apr 1, 2021	Deed of Trust, Mortgage · Line of Credit BAY STATE SAVINGS BANK
Jul 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2015 · Amount on File
Deed Sale	Mar 16, 2015 · Amount on File
Prior Sale	Mar 11, 1992 · Amount on File
Deed Book / Page	53472 / 329
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLVILLE MA
Property Address	85 KEMPTON RD, MILLVILLE, MA 01529-1519
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	064688-150
Date	Mar 16, 2021
Book Page	64688/150
Instrument	35854

Lender

Name	HOMESIDE FINANCIAL

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLVILLE MA
Property Address	85 KEMPTON RD, MILLVILLE, MA 01529-1519
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	064834-279
Date	Apr 1, 2021
Book Page	64834/279
Instrument	44982

Lender

Name	BAY STATE SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLVILLE MA
Property Address	85 KEMPTON RD, MILLVILLE, MA 01529-1519
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60677-75
Date	Jul 9, 2019
Book Page	60677/75
Instrument	65252

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 85 Kempton Rd was $4,708, down 15.2% from the year before.

Source: Worcester County and Millville Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Millville Town
Unified School District	Blackstone-Millville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,708.00 (-15.17%)	$356,900 (-14.98%) Land $101,900 Building $255,000	$538,175 (+14.65%)
2024	$5,550.00 (+1.8%)	$419,800 (+6.96%) Land $79,800 Building $340,000	$469,395
2023	$5,452.00	$392,500 Land $79,800 Building $312,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Kempton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Kempton Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UXBRIDGE DPW, WATER DIVISION serves 11,612 people · EPA ID MA2304000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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