85 Kalmar St, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 85 Kalmar St, Worcester, MA 01606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1960
Lot Size	0.166 acres (7,218 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Jun 2026)
Tax Bill	$6,315 (2026)
Deeds & Mortgages	Sep 2026 Second Mortgage Jun 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-43B-00035`

Property Details

APN / Parcel Number

Primary APN	`12-43B-00035`
Alternative APN	`WORC M:12 B:43B L:00035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	3,030 sqft
1st Floor Area	1,440 sqft
Basement Area	1,185 sqft
Unfinished Basement	1,185 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,218 sqft (0.166 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	12-43B-00035
Street Address	85 KALMAR ST
City	WORCESTER
State	MA
Zip	01606-2316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Block	43B
Legal Lot Number	35
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	4
Census Block	4002
Census Tract	730300

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 KALMAR ST, WORCESTER, MA 01606-2316
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW YORK MORTGAGE FUNDING LLC
Jun 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Jun 30, 2026	Quit Claim Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Dec 17, 2009 · Amount on Record
Deed Document Number	202654501
Deed Book / Page	73808 / 155
Prior Transfer Date	Jun 25, 2026
Prior Transfer Doc	0000054501
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Recording Date	Sep 17, 2026
Property Address	85 KALMAR ST, WORCESTER, MA 01606-2316
Document Number	0000081483
Book / Page	74179 / 178
Instrument Date	Sep 5, 2026
Instrument	202681483
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 KALMAR ST, WORCESTER, MA 01606-2316

Mortgage

Document Number	0000081483,
Date	Sep 17, 2026
Book Page	74179/178
Instrument	202681483

Lender

Name	NEW YORK MORTGAGE FUNDING LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Recording Date	Jun 30, 2026
Property Address	85 KALMAR ST, WORCESTER, MA 01606-2316
Document Number	0000054503
Book / Page	73808 / 174
Instrument Date	Jun 30, 2026
Instrument	202654503
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 KALMAR ST, WORCESTER, MA 01606-2316

Mortgage

Document Number	0000054503,
Date	Jun 30, 2026
Book Page	73808/174
Instrument	202654503

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jun 30, 2026
Property Address	85 KALMAR ST, WORCESTER, MA 01606-2316
Document Number	0000054501
Book / Page	73808 / 155
Instrument Date	Jun 25, 2026
Instrument	202654501
Transaction Type	Transfer
Record Updated	Jul 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 KALMAR ST, WORCESTER, MA 01606-2316

Mortgage

Date	Jun 30, 2026

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.36%
Max Rate	-1%

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,315.00 (+3.07%)	$475,500 (+2.37%) Land $123,500 Building $352,000	$484,953 (+20.28%)
2025	$6,127.00 (+5.6%)	$464,500 (+14.8%) Land $117,600 Building $346,900	$403,180 (+10.49%)
2024			$364,895
2023	$5,802.00	$404,600 Land $102,300 Building $302,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, T-Mobile, Verizon.

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