85 Johnstone Ln, Georgetown, SC 29440 Property Records

Georgetown County property record for 85 Johnstone Ln, Georgetown, SC 29440

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,312 sqft · built 1976
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$148,000 (Nov 2020)
Tax Bill	$2,564 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010107A016.00.00`

Property Details

APN / Parcel Number

Primary APN	`010107A016.00.00`
Alternative APN	`488`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,312 sqft Living Area
1st Floor Area	2,328 sqft
2nd Floor Area	984 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	1,440 sqft

Exterior Amenities

Pool Type	In-Ground Pool
Porch	Covered Porch
Porch Area	256 sqft
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	488
Old Parcel Number	010107A016.00.00
Street Address	85 JOHNSTONE LN
City	GEORGETOWN
State	SC
Zip	29440-8553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 BELLE ISLE FO
Legal Subdivision	BELLE ISLE
Legal Lot Number	15
Jurisdiction	GEORGETOWN SC
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1058
Census Tract	920701

Owner

Source: Georgetown County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 JOHNSTONE LN, GEORGETOWN, SC 29440-8553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Nov 18, 2020	Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Nov 20, 2020	Grant Deed, Transfer · Conventional Mortgage GATEWAY MTG GRP
Dec 19, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2020 · Amount on Record
Deed Sale	Nov 18, 2020 · Amount on Record
Prior Sale	Dec 19, 2019 · Amount on Record
Deed Document Number	202000013620
Deed Book / Page	3947 / 45
Last Transfer Date	Nov 20, 2020
Transfer Doc	3947/0045
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	85 JOHNSTONE LN, GEORGETOWN, SC 29440-8553
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04236/0286
Date	Oct 29, 2021
Book Page	4236/286
Instrument	202100015990

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Nov 18, 2020
Property Address	85 JOHNSTONE LN, GEORGETOWN, SC 29440-8553
Document Number	03947/0045
Book / Page	3947 / 45
Map Reference	MB BB PG 13
Instrument Date	Nov 17, 2020
Instrument	202000013620
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$547.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	85 JOHNSTONE LN, GEORGETOWN, SC 29440-8553
Investor	Possibly a Property Investor

Mortgage

Document Number	202000013621
Date	Nov 18, 2020
Instrument	202000013621

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Nov 20, 2020
Property Address	85 JOHNSTONE LN, GEORGETOWN, SC 29440-8553
Document Number	3947/0045
Book / Page	003947 / 000045
Instrument Date	Nov 12, 2020
Instrument	13620
Transaction Type	Transfer
Record Updated	Dec 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$548.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	85 JOHNSTONE LN GEORGETOWN SC 294408553, GEORGETOWN, SC 29440-8553

Mortgage

Document Number	3947/0052
Date	Nov 20, 2020
Book Page	003947/000052
Instrument	13621

Lender

Name	GATEWAY MTG GRP
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2050

December 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Dec 19, 2019
Property Address	85 JOHNSTONE LN, GEORGETOWN, SC 29440-8553
Document Number	3665/0329
Book / Page	003665 / 000329
Instrument Date	Dec 10, 2019
Instrument	12726
Transaction Type	Foreclosure
Record Updated	Jan 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$828.80
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 S DOUGLASS RD ANAHEIM CA 928065948, ANAHEIM, CA 92806-5948

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,564.00 (+112.08%)	$18,520 (+137.74%) Land $1,746 Building $16,774	$615,300 (+216.02%) Land $58,000 Building $557,300
2023	$1,209.00 (+7.09%)	$7,790 (-) Land $1,400 Building $6,390	$194,700 (-) Land $35,000 Building $159,700
2022	$1,129.00	$7,790 Land $1,400 Building $6,390	$194,700 Land $35,000 Building $159,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	132 units insured incl. 68 condo units
Nearby Flood Claims	8 (1996–2023)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 92% of South Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 9,092 people · EPA ID SC2210001
Water Source	Surface water
Last State Inspection	May 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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