85 Jl Ln, Newland, NC 28657 Property Records

Avery County property record for 85 Jl Ln, Newland, NC 28657

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,045 sqft · built 1934
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$187,000 (Jan 2025)
Tax Bill	$290 (2025)
Deeds & Mortgages	Jan 2025 Sale & Mortgage Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`54962`

Property Details

APN / Parcel Number

Primary APN	`54962`
Alternative APN	`18170096305500000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,045 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	19,602 sqft (0.45 acres)
Garage Area	192 sqft
Parking Spaces	2 Parking Spaces
Deck Area	96 sqft
Patio Area	96 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Coal

Location & Zoning

Account Number	54962
Street Address	85 JL LN
City	NEWLAND
State	NC
Zip	28657-9385
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:4 CITY/MUNI/TWP:CRANBERRY
Jurisdiction	AVERY NC
Township / Civil Division	CRANBERRY
Census Block Group	2
Census Block	2021
Census Tract	930302

Owner

85 Jl Ln is owned by an individual who bought it in January 2025.

Source: Avery County records, as of December 3, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	179 OLD RAILROAD GRADE ROAD, NEWLAND, NC 28657-9314
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2025	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Dec 18, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2025 · Amount on File
Deed Sale	Jan 15, 2025 · Amount on File
Deed Document Number	0006052232
Deed Book / Page	605 / 2232
Record Updated	Jun 8, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Jan 15, 2025
Property Address	85 JL LN, NEWLAND, NC 28657-9385
Document Number	0000000140
Book / Page	605 / 2232
Instrument Date	Jan 9, 2025
Instrument	2025000140
Transaction Type	Transfer
Record Updated	Dec 4, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$374.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	179 OLD RAILROAD GRADE RD, NEWLAND, NC 28657-9314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5475 NC 742 N, WADESBORO, NC 28170-8736

Mortgage

Document Number	0006052235
Date	Jan 15, 2025
Instrument	605/2235

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Dec 18, 2019
Property Address	85 JL LN, NEWLAND, NC 28657-9385
Document Number	0005382046
Book / Page	000538 / 002046
Instrument Date	Dec 18, 2019
Instrument	6010
Transaction Type	Transfer
Record Updated	Jan 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$136.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 BROOKGREEN DR CARY NC 275115130, CARY, NC 27511-5130

Tax Assessment & Valuation

The 2025 property tax bill for 85 Jl Ln was $290.

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$290.00	$72,500 Land $5,900 Building $66,600	$72,500 Land $5,900 Building $66,600
2023	$300.00	$75,000 Land $5,900 Building $69,100	$75,000 Land $5,900 Building $69,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 85 Jl Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Jl Ln is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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