85 Jay St, Stony Point, NY 10980 Property Records

Rockland County and Stony Point Town property record for 85 Jay St, Stony Point, NY 10980

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,668 sqft · built 1949
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$810,000 (Sep 2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392800 15.04-1-33`

Property Details

APN / Parcel Number

Primary APN	`392800 15.04-1-33`
Alternative APNs	`280001500400010330000000` `0002864`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,668 sqft Living Area
1st Floor Area	1,499 sqft
2nd Floor Area	1,169 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	464 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0002864
Old Parcel Number	280001500400010330000000
Street Address	85 JAY ST
City	STONY POINT
State	NY
Zip	10980-1326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	17/239
Legal Block	1
Legal Lot Number	33.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	STONY POINT
Census Block Group	1
Census Block	1008
Census Tract	10200

Owner

85 Jay St is owned and occupied by an individual who bought it in September 2025.

Source: Rockland County and Stony Point Town records, as of October 14, 2025

Owner of Record	Individual Name on File
Mailing Address	152 KINDERKAMACK RD APT 2, 2, WESTWOOD, NJ 07675-2258
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2025 · Amount on File
Deed Sale	Sep 18, 2025 · Amount on File
Deed Document Number	2025-00029325
Record Updated	Jun 8, 2026

September 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Sep 18, 2025
Property Address	85 JAY ST, STONY POINT, NY 10980-1326
Document Number	0000029325
Instrument Date	Aug 27, 2025
Instrument	2025-00029325
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	UNKNOWN, HAS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85 JAY ST, STONY POINT, NY 10980-1326

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 KINDERKAMACK RD APT 2, 2, WESTWOOD, NJ 07675-2258

Mortgage

Document Number	0000029326
Date	Sep 18, 2025
Instrument	2025-00029326

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

Source: Rockland County and Stony Point Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Stony Point Town
Unified School District	Haverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$53,750 (-) Land $13,900 Building $39,850	$552,415 (+0.51%) Land $142,857 Building $409,558
2023	$53,750 Land $13,900 Building $39,850	$549,591 Land $142,127 Building $407,464

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 85 Jay St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2003–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Jay St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20