85 Iron Ridge Ln, Simi Valley, CA 93065 Property Records

Ventura County property record for 85 Iron Ridge Ln, Simi Valley, CA 93065

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,989 sqft · built 1988
Lot Size	0.049 acres (2,124 sqft)
Owner	Individual Name on File
Last Sale	$951,000 (Mar 2025)
Tax Bill	$8,428 (2025)
Deeds & Mortgages	May 2019 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`580-0-250-625`

Property Details

APN / Parcel Number

Primary APN	`580-0-250-625`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,989 sqft Living Area
Gross Area	1,864 sqft
1st Floor Area	1,005 sqft
2nd Floor Area	859 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Lot Area	2,124 sqft (0.049 acres)
Garage Area	477 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	80 sqft

Location & Zoning

Street Address	85 IRON RIDGE LN
City	SIMI VALLEY
State	CA
Zip	93065-6727
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-5
Legal Description	TRACT: 426902 LOT: 55 REF: 110MR 98 CONDO PLAN: -111
Legal Subdivision	THE GREENS
Legal Tract	426902
Legal Block	250
Legal Lot Number	55
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	4
Census Block	4000
Census Tract	7507

Owner

85 Iron Ridge Ln, a condominium, is owned and occupied by an individual who bought it in March 2025.

Source: Ventura County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	85 IRON RIDGE LN, SIMI VALLEY, CA 93065-6727
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2019	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MUFG UNION BANK NA
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FIN'L GRP USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2025 · Amount on File
Deed Sale	Mar 28, 2025 · Amount on File
Prior Sale	Dec 11, 2007 · Amount on File
Deed Document Number	202520316
Prior Transfer Date	Sep 1, 1998
Prior Transfer Doc	0000157565
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	85 IRON RIDGE LN, SIMI VALLEY, CA 93065-6727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052548
Date	May 13, 2019
Instrument	20190513-00052548

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2029
Change Frequency	2 Years
Min Rate At Change	2.25%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Max Rate	10.2%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	85 IRON RIDGE LN, SIMI VALLEY, CA 93065-6727
Document Number	0000168146
Instrument Date	Oct 6, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	85 IRON RIDGE LN SIMI VALLEY CA 930656727, SIMI VALLEY, CA 93065-6727

Mortgage

Document Number	0000168146
Date	Oct 13, 2020
Instrument	168146

Lender

Name	HOMEOWNERS FIN'L GRP USA
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 12, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 85 Iron Ridge Ln was $8,428 with a homeowner's exemption, up 1.1% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$970,020 (+37.01%) Land $630,360 Building $339,660
2025	$8,428.00 (+1.14%) Homeowner's exemption	$707,970 Land $463,007 Building $244,963
2024	$8,333.00 (+6.34%)
2023	$7,836.00 (+0.17%) Homeowner's exemption	$680,480 Land $445,029 Building $235,451
2022	$7,823.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 85 Iron Ridge Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Iron Ridge Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Rocket Broadband Fixed Wireless	450 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GigabitNow.

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