85 Independence Dr, Shelton, CT 06484 Property Records

Shelton City property record for 85 Independence Dr, Shelton, CT 06484

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,458 sqft · built 1999
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Feb 2017)
Tax Bill	$9,776 (2026)
Deeds & Mortgages	Sep 2024 Refinance Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SHEL M:115 L:10`

Property Details

APN / Parcel Number

Primary APN	`SHEL M:115 L:10`
Alternative APNs	`SHLT M:115 L:10` `115 10`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,458 sqft Living Area
Gross Area	7,098 sqft
Basement Area	1,842 sqft
Unfinished Basement	1,842 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	37,026 sqft (0.85 acres)
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	115 10
Street Address	85 INDEPENDENCE DR
City	SHELTON
State	CT
Zip	06484-5954
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CRD
Legal Lot Number	10
Jurisdiction	SHELTON CT
Township / Civil Division	SHELTON
Census Block Group	1
Census Block	1006
Census Tract	110601

Owner

85 Independence Dr is owned and occupied by two individuals who bought it in February 2017.

Source: Shelton City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	85 INDEPENDENCE DR, SHELTON, CT 06484-5954
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Oct 22, 2020	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK
Feb 22, 2017	Quit Claim Deed, Transfer FRANKLIN AMERICAN MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2017 · Amount on File
Deed Sale	Feb 22, 2017 · Amount on File
Prior Sale	Nov 15, 1999 · Amount on File
Deed Book / Page	3708 / 96
Transfer Doc	3708-96
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELTON CT
Property Address	85 INDEPENDENCE DR, SHELTON, CT 06484-5954
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04239-1209
Date	Sep 13, 2024
Book Page	4239/1209
Instrument	2024-3459

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2044

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELTON CT
Property Address	85 INDEPENDENCE DR, SHELTON, CT 06484-5954
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4011-132
Date	Oct 22, 2020
Book Page	4011/132

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELTON CT
Recording Date	Feb 22, 2017
Property Address	85 INDEPENDENCE DR, SHELTON, CT 06484-5954
Document Number	3708-96
Book / Page	3708 / 96
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$83.72
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37080098
Date	Feb 22, 2017
Instrument	03708/0098

Lender

Name	FRANKLIN AMERICAN MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 22, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 85 Independence Dr was $9,776, up 12.6% from the year before.

Source: Shelton City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Shelton City
Unified School District	Shelton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,776.00 (+12.6%)	$630,280 (+36.63%) Land $117,740 Building $512,540	$929,610 (+187.89%)
2025	$8,682.00	$461,300 Land $89,180 Building $372,120	$322,910 Land $62,426 Building $260,484
2024	$8,682.00 (+7.73%)
2023	$8,059.00	$461,300 Land $89,180 Building $372,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Independence Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Independence Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Independence Dr

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