Bergen County and Waldwick Borough property record for 85 Hudson Ave, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,664 sqft · built 1953 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $498,000 (Sep 2021) |
| Tax Bill | $13,871 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00062-0000-00010 |
| Primary APN | 64-00062-0000-00010 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,664 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Stucco |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 000116 |
|---|---|
| Street Address | 85 HUDSON AVE |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 100X100 |
| Legal Subdivision | RIDGEWALD HLNDS |
| Legal Block | 62 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 56100 |
85 Hudson Ave is owned and occupied by two individuals who bought it in September 2021.
Source: Bergen County and Waldwick Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 85 HUDSON AVE, WALDWICK, NJ 07463-2204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL CREDIT UNION |
| Sep 30, 2021 | Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2021 · Amount on File |
| Deed Sale | Sep 30, 2021 · Amount on File |
| Prior Sale | Aug 9, 1996 · Amount on File |
| Deed Document Number | 2021152087 |
| Deed Book / Page | 4399 / 269 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 24, 2026 |
| Property Address | 85 HUDSON AVE, WALDWICK, NJ 07463-2204 |
| Document Number | 0000050784 |
| Book / Page | 5856 / 1510 |
| Instrument Date | Jul 8, 2026 |
| Instrument | 202650784 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 85 HUDSON AVE, WALDWICK, NJ 07463-2204 |
| Document Number | 0000050784, |
|---|---|
| Date | Jul 24, 2026 |
| Book Page | 5856/1510 |
| Instrument | 202650784 |
| Name | FIRST FINANCIAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 12, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 30, 2021 |
| Property Address | 85 HUDSON AVE, WALDWICK, NJ 07463-2204 |
| Document Number | 0043990269 |
| Book / Page | 4399 / 269 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 2021152087 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2021 |
| Title Company | SIMPLICITY TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,916.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3810 MARIETTA WAY, 3810, SAINT CLOUD, FL 34772-8711 |
| Name | Verified Name |
|---|---|
| Address | 85 HUDSON AVE, WALDWICK, NJ 07463-2204 |
| Document Number | 2021152088 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 2021152088 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 85 Hudson Ave was $13,871, up 3.7% from the year before.
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $604,400 (-) Land $365,000 Building $239,400 | $604,400 (-) Land $365,000 Building $239,400 | |
| 2025 | $13,871.00 (+3.66%) | $604,400 Land $365,000 Building $239,400 | $604,400 Land $365,000 Building $239,400 |
| 2024 | $13,381.00 | ||
| 2023 | $466,900 Land $300,000 Building $166,900 | $466,900 Land $300,000 Building $166,900 | |
| 2022 | $13,297.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 85 Hudson Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 85 Hudson Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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