85 Howe St, Marlborough, MA 01752 Property Records

Middlesex County and Marlborough City property record for 85 Howe St, Marlborough, MA 01752

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 1,880 sqft · built 1890
Lot Size	0.152 acres (6,617 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Apr 2009)
Tax Bill	$6,554 (2025)
Deeds & Mortgages	Dec 2023 Refinance
Flood Zone	Zone X (minimal risk)
APN	`424408`

Property Details

APN / Parcel Number

Primary APN	`424408`
Alternative APN	`MARL M:070 B:176 L:000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,880 sqft Living Area
Gross Area	3,279 sqft
Basement Area	925 sqft
Unfinished Basement	925 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,617 sqft (0.152 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	424408
Street Address	85 HOWE ST
City	MARLBOROUGH
State	MA
Zip	01752-2861
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RC
Legal Block	176
Jurisdiction	MARLBOROUGH MA
Township / Civil Division	MARLBOROUGH
Census Block Group	2
Census Block	2022
Census Tract	321301

Owner

Source: Middlesex County and Marlborough City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	399 BERLIN RD, MARLBOROUGH, MA 01752-1182
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2009 · Amount on Record
Deed Sale	Apr 28, 2009 · Amount on Record
Prior Sale	Sep 24, 2004 · Amount on Record
Last Transfer Date	Dec 11, 2023
Transfer Doc	082297-497
Record Updated	Oct 29, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARLBOROUGH MA
Recording Date	Dec 11, 2023
Property Address	85 HOWE ST, MARLBOROUGH, MA 01752-2861
Document Number	082297-494
Book / Page	82297 / 494
Instrument Date	Dec 11, 2023
Instrument	141170
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	399 BERLIN RD, MARLBOROUGH, MA 01752-1182

Mortgage

Document Number	082297-497
Date	Dec 11, 2023
Book Page	82297/497
Instrument	141171

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

Source: Middlesex County and Marlborough City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Marlborough City
Unified School District	Marlborough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,554.00 (+6.79%)	$664,700 (+10.91%) Land $178,200 Building $486,500	$645,699
2024	$6,137.00 (-4.93%)	$599,300 (+7.13%) Land $162,000 Building $437,300
2023	$6,455.00	$559,400 Land $126,400 Building $433,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARLBOROUGH DPW WATER DIV. (MWRA) serves 41,799 people · EPA ID MA2170000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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