Bergen County and Old Tappan Borough property record for 85 Howard Dr, Old Tappan, NJ 07675
| Property Type | Single Family Home |
|---|---|
| Details | 2,601 sqft · built 1991 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (Nov 2002) |
| Tax Bill | $16,396 (2025) |
| Deeds & Mortgages | May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-01505-0000-00005 |
| Primary APN | 43-01505-0000-00005 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,601 sqft Living Area |
| 1st Floor Area | 2,601 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 15,002 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 43000071900005 |
|---|---|
| Street Address | 85 HOWARD DR |
| City | OLD TAPPAN |
| State | NJ |
| Zip | 07675-7264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA15 |
| Legal Description | 100X150 |
| Legal Subdivision | ESTATES/OLD TAPPAN SEC #2 |
| Legal Block | 1505 |
| Legal Lot Number | 5 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | OLD TAPPAN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 24100 |
85 Howard Dr is owned and occupied by two individuals who bought it in November 2002.
Source: Bergen County and Old Tappan Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 85 HOWARD DR, OLD TAPPAN, NJ 07675-7264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2002 · Amount on File |
| Deed Sale | Nov 18, 2002 · Amount on File |
| Prior Sale | Jun 13, 2002 · Amount on File |
| Deed Book / Page | 8527 / 204 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 85 HOWARD DR, OLD TAPPAN, NJ 07675-7264 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|---|
| Address | 85 HOWARD DR, OLD TAPPAN, NJ 07675-7264 |
| Document Number | 0050030093 |
|---|---|
| Date | May 26, 2023 |
| Book Page | 5003/93 |
| Instrument | 2023035323 |
| Name | KEARNY BANK |
|---|---|
| Type | Bank |
| Address | FAIRFIELD, NJ 07004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
The 2025 property tax bill for 85 Howard Dr was $16,396, up 6.5% from the year before.
Source: Bergen County and Old Tappan Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Old Tappan Borough |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Elementary School District | Old Tappan Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,171,500 (+67.62%) Land $478,300 Building $693,200 | $1,171,500 (+67.62%) Land $478,300 Building $693,200 | |
| 2025 | $16,396.00 (+6.54%) | $698,900 Land $336,000 Building $362,900 | $698,900 Land $336,000 Building $362,900 |
| 2024 | $15,389.00 | ||
| 2023 | $698,900 Land $336,000 Building $362,900 | $698,900 Land $336,000 Building $362,900 | |
| 2022 | $14,872.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 85 Howard Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1999–2003) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2003 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 85 Howard Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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