St. Charles County property record for 85 Hillside Mdws, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,276 sqft · built 1991 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Jun 2025) |
| Tax Bill | $4,456 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A913000566 |
| Primary APN | A913000566 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,276 sqft Living Area |
| Gross Area | 3,922 sqft |
| 1st Floor Area | 2,276 sqft |
| Basement Area | 1,206 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | Deck Area |
| Patio Area | 740 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A913000566 |
|---|---|
| Street Address | 85 HILLSIDE MDWS |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-1917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAGLES RIDGE #3 LOT 26 |
| Legal Subdivision | EAGLES RIDGE #3 |
| Legal Lot Number | 26 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 311148 |
85 Hillside Mdws is owned by two individuals who bought it in June 2025.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5305 HEARTLAND VIEW CIR, WENTZVILLE, MO 63385-2515 |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 11, 2018 | Quit Claim Deed, Transfer PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2025 · Amount on File |
| Deed Sale | Jun 12, 2025 · Amount on File |
| Prior Sale | Apr 11, 2018 · Amount on File |
| Deed Document Number | 202524906 |
| Prior Transfer Date | Mar 12, 2018 |
| Prior Transfer Doc | 0069031811 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 85 HILLSIDE MDWS, SAINT CHARLES, MO 63303-1917 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 85 HILLSIDE MOWS, SAINT CHARLES, MO 63303-1917 |
| Document Number | 2021R032752 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 2021R-032752 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 11, 2018 |
| Property Address | 85 HILLSIDE MDWS, SAINT CHARLES, MO 63303-1917 |
| Document Number | 0069031811 |
| Book / Page | 006903 / 001811 |
| Instrument Date | Mar 12, 2018 |
| Instrument | 194990 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 85 HILLSIDE MDWS ST CHARLES MO 633031917, ST CHARLES, MO 63303-1917 |
| Document Number | 69031814 |
|---|---|
| Date | Apr 11, 2018 |
| Book Page | 006903/001814 |
| Instrument | 195000 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 10, 2048 |
The 2025 property tax bill for 85 Hillside Mdws was $4,456, up 4.5% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $74,280 (-) | $390,948 (-) Land $60,000 Building $330,948 | |
| 2025 | $4,456.00 (+4.48%) | $74,280 | $390,948 Land $60,000 Building $330,948 |
| 2024 | $4,265.00 | ||
| 2023 | $68,985 | ||
| 2022 | $363,079 Land $60,000 Building $303,079 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 85 Hillside Mdws in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1983–1995) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 1995 · Severe Storms, Tornadoes, Hail, Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 85 Hillside Mdws is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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