Campbell County property record for 85 Highview Dr, Fort Thomas, KY 41075
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,490 sqft · built 1959 |
| Lot Size | 0.239 acres (10,429 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (May 2019) |
| Tax Bill | $1,555 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-12-550.00 |
| Primary APN | 999-99-12-550.00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 2,490 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Multi-Family |
| Exterior Material | Combination |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 10,429 sqft (0.239 acres) |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 85 HIGHVIEW DR |
|---|---|
| City | FORT THOMAS |
| State | KY |
| Zip | 41075-1638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 SEC H VISTA VIEW |
| Legal Subdivision | VISTA VIEW |
| Legal Phase | H |
| Legal Lot Number | 4 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 52301 |
85 Highview Dr is owned and occupied by two individuals who bought it in May 2019.
Source: Campbell County records, as of July 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 85 HIGHVIEW DR, FORT THOMAS, KY 41075-1638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK |
| May 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2019 · Amount on File |
| Deed Sale | May 13, 2019 · Amount on File |
| Prior Sale | Aug 29, 2013 · Amount on File |
| Deed Document Number | 20195091052 |
| Deed Book / Page | 802 / 813 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jun 30, 2026 |
| Property Address | 85 HIGHVIEW DR, FORT THOMAS, KY 41075-1638 |
| Document Number | 0006142089 |
| Book / Page | 2501 / 832 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 20266142089 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 85 HIGHVIEW DR, FORT THOMAS, KY 41075-1638 |
| Document Number | 0006142089, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 2501/832 |
| Instrument | 20266142089 |
| Name | GUARDIAN SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 17, 2036 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | May 13, 2019 |
| Property Address | 85 HIGHVIEW DR, FORT THOMAS, KY 41075-1638 |
| Document Number | 0005091052 |
| Book / Page | D802 / 813 |
| Map Reference | SL C-419A |
| Instrument Date | May 3, 2019 |
| Instrument | 5091052 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 212 RIVERSIDE PKWY, 212, FORT THOMAS, KY 41075-1145 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 85 HIGHVIEW DR, FORT THOMAS, KY 41075-1638 |
| Document Number | 0005091053 |
|---|---|
| Date | May 13, 2019 |
| Instrument | 5091053 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 85 Highview Dr was $1,555.
Source: Campbell County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Fort Thomas City |
| Unified School District | Fort Thomas Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,555.00 | $421,600 Land $41,600 Building $380,000 | $421,600 Land $41,600 Building $380,000 |
| 2023 | $1,665.00 (-2.46%) | $421,600 (-) Land $41,600 Building $380,000 | $421,600 (-) Land $41,600 Building $380,000 |
| 2022 | $1,707.00 | $421,600 Land $41,600 Building $380,000 | $421,600 Land $41,600 Building $380,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 85 Highview Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2016 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 85 Highview Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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