85 Highland St, Townsend, MA 01469 Property Records

Middlesex County and Townsend Town property record for 85 Highland St, Townsend, MA 01469

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,196 sqft · built 1972
Lot Size	0.395 acres (17,202 sqft)
Owner	Individual Name on File
Last Sale	$338,000 (Apr 2025)
Tax Bill	$4,531 (2026)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`TOWN M:0027 B:0041 L:0000`

Property Details

APN / Parcel Number

Primary APN	`TOWN M:0027 B:0041 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
Gross Area	1,820 sqft
Basement Area	608 sqft
Unfinished Basement	608 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,202 sqft (0.395 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	85 HIGHLAND ST
City	TOWNSEND
State	MA
Zip	01469-1163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Block	41
Jurisdiction	TOWNSEND MA
Township / Civil Division	TOWNSEND
Census Block Group	1
Census Block	1017
Census Tract	301101

Owner

85 Highland St is owned and occupied by an individual who bought it in April 2025.

Source: Middlesex County and Townsend Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	85 HIGHLAND ST, TOWNSEND, MA 01469-1163
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2025	Quit Claim Deed, Transfer · FHA Mortgage MORTGAGE EQUITY PARTNERS LLC
Oct 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2025 · Amount on File
Deed Sale	Apr 22, 2025 · Amount on File
Prior Sale	Nov 30, 2012 · Amount on File
Deed Book / Page	83993 / 152
Record Updated	Oct 29, 2026

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOWNSEND MA
Recording Date	Apr 22, 2025
Property Address	85 HIGHLAND ST, TOWNSEND, MA 01469-1163
Document Number	083993-152
Book / Page	83993 / 152
Instrument Date	Apr 22, 2025
Instrument	41624
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 HIGHLAND ST, TOWNSEND, MA 01469-1163

Mortgage

Document Number	0000041625
Date	Apr 22, 2025
Instrument	41625

Lender

Name	MORTGAGE EQUITY PARTNERS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	85 HIGHLAND ST, TOWNSEND, MA 01469-1163
Document Number	71851-572
Instrument Date	Oct 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 HIGHLAND ST TOWNSEND MA 014691163, TOWNSEND, MA 01469-1163

Mortgage

Document Number	71851-572
Date	Nov 6, 2018
Book Page	071851/000572
Instrument	1051

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 5, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 85 Highland St was $4,531, up 6.4% from the year before.

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Townsend Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,531.00 (+6.44%)	$329,500 (+12.38%) Land $81,800 Building $243,700	$319,770 (-)
2025	$4,257.00 (+2.01%)	$293,200 (+1.24%) Land $72,000 Building $221,200	$319,770 (-23.41%)
2024	$4,173.00 (+8.31%)	$289,600 (+14.69%) Land $72,000 Building $217,600	$417,525
2023	$3,853.00	$252,500 Land $65,500 Building $187,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Highland St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Highland St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSEND WATER DEPARTMENT serves 6,832 people · EPA ID MA2299000
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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